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Richmond city, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.3x is exceptionally low

As of 2026, Richmond city, Indiana has a total population of 35,551, the 28th largest city in Indiana, with a median household income of $46,395, which is 34% lower than the state average. The poverty rate is 23.2%.

Key Takeaways

Richmond city Quick Facts

Population 35,551
Median Household Income $46,395
Median Home Value $107,600
Poverty Rate 23.2%
Unemployment Rate 7.2%
Median Age 38.1 years
Homeownership Rate 57.5%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 20.6%
High School Graduation Rate 86.7%
Diversity Index 35/100
Population 35,551 28th of 967
Median Income $46,395 bottom 20%
Poverty Rate 23.2% 87% higher national
Median Home Value $107,600 below average

How Richmond city Compares

Economy & Housing

Employment

7.2% Unemployment Rate State: 4.3% | National: 5.2%
57.3% Labor Force Participation

Housing Overview

Owner 57.5%
Renter 42.5%
Affordability Index Very Affordable
2.3x home value to income ratio

People & Demographics

Diversity Index

35out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Richmond city Rankings in Indiana

#28 Population of 967
#698 Median Income of 967
#308 Education of 967
#560 Home Value of 967

Cities Similar to Richmond city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Goshen city34,374$55,436$175,20023.2%18.1%
New Albany city37,589$54,152$169,60022.8%18.4%
Michigan City city31,894$52,979$129,00018.8%19.3%
Merrillville town36,343$64,791$194,00025.2%13.7%
Valparaiso city34,377$67,664$250,50040.6%14.0%

Population Overview

Richmond city is a mid-sized community located in Indiana. The total population is 35,551. It ranks as the 28th most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Richmond city is 38.1 years. This is about average than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Richmond city is $46,395. This is 34% lower than the state median of $70,051. Compared to the national median of $78,538, household income here is 41% lower. The poverty rate stands at 23.2%. This is 90% higher than the state poverty rate of 12.2%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 7.2%. This is 67% higher than the state rate of 4.3%. The median home value is $107,600. Housing costs are 47% lower than the state median of $201,600. With a home-value-to-income ratio of just 2.3x, Richmond city is one of the most affordable housing markets in the area. 57.5% of occupied housing units are owner-occupied. This homeownership rate is 18% lower than the state average of 70.3%.

Race & Ethnicity

The largest racial or ethnic group in Richmond city is White (non-Hispanic), making up 79.3% of the population. Black or African American residents account for 6.6%.

Education

20.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 29% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.7%.

Data Sources & Methodology

All demographic data for Richmond city, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Richmond city, Indiana?

Richmond city, Indiana has a population of 35,551 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Richmond city, IN?

The median household income in Richmond city is $46,395, which is 41% lower the national median of $78,538.

What is the poverty rate in Richmond city, IN?

The poverty rate in Richmond city is 23.2%. This means approximately 7,795 residents live below the federal poverty line.

What is the racial makeup of Richmond city, Indiana?

Richmond city's population is 79.3% White, 6.6% Black, 5.2% Hispanic/Latino, and 1.7% Asian.

What is the median home value in Richmond city, IN?

The median home value in Richmond city is $107,600. The home-value-to-income ratio is 2.3x.

How educated is Richmond city, Indiana?

20.6% of adults (25+) in Richmond city hold a bachelor's degree or higher, and 8.6% hold a graduate or professional degree.