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Muncie city, Indiana Demographics & Population 2026

High PovertyPoverty rate of 29.6% is well above the state average
Very AffordableHome value to income ratio of 2.1x is exceptionally low

As of 2026, Muncie city, Indiana has a total population of 64,739, the 12th largest city in Indiana, with a median household income of $43,395, which is 38% lower than the state average. The poverty rate is 29.6%.

Key Takeaways

Muncie city Quick Facts

Population 64,739
Median Household Income $43,395
Median Home Value $92,000
Poverty Rate 29.6%
Unemployment Rate 8.6%
Median Age 29.5 years
Homeownership Rate 51.5%
Affordability Ratio 2.1x
Bachelor's Degree or Higher 25.7%
High School Graduation Rate 89.0%
Diversity Index 36/100
Population 64,739 12th of 967
Median Income $43,395 bottom 10%
Poverty Rate 29.6% 138% higher national
Median Home Value $92,000 bottom 20%

How Muncie city Compares

Economy & Housing

Employment

8.6% Unemployment Rate State: 4.3% | National: 5.2%
58.0% Labor Force Participation

Housing Overview

Owner 51.5%
Renter 48.5%
Affordability Index Very Affordable
2.1x home value to income ratio

People & Demographics

Diversity Index

36out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Muncie city Rankings in Indiana

#12 Population of 967
#744 Median Income of 967
#209 Education of 967
#665 Home Value of 967

Other Cities in Delaware County

CityPopulationMedian IncomePovertyHome Value
Yorktown town 11,617 $81,765 4.2% $182,000

Cities Similar to Muncie city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Terre Haute city58,491$41,960$109,50023.1%26.7%
Gary city68,604$37,380$85,30014.3%32.9%
Lafayette city70,650$52,946$157,60028.1%17.1%
Kokomo city59,375$54,195$126,50017.2%15.4%
Anderson city54,930$47,221$104,30016.1%20.4%

Population Overview

Muncie city is a mid-sized community located in Indiana, within Delaware County. The total population is 64,739. It ranks as the 12th most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Muncie city is 29.5 years. This is 22% lower than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Muncie city is $43,395. This is 38% lower than the state median of $70,051. Compared to the national median of $78,538, household income here is 45% lower. The poverty rate stands at 29.6%. This is 143% higher than the state poverty rate of 12.2%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 8.6%. This is 100% higher than the state rate of 4.3%. The median home value is $92,000. Housing costs are 54% lower than the state median of $201,600. With a home-value-to-income ratio of just 2.1x, Muncie city is one of the most affordable housing markets in the area. 51.5% of occupied housing units are owner-occupied. This homeownership rate is 27% lower than the state average of 70.3%.

Race & Ethnicity

The largest racial or ethnic group in Muncie city is White (non-Hispanic), making up 78.8% of the population. Black or African American residents account for 8.3%.

Education

25.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 11% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.0%.

Data Sources & Methodology

All demographic data for Muncie city, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Muncie city, Indiana?

Muncie city, Indiana has a population of 64,739 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Muncie city, IN?

The median household income in Muncie city is $43,395, which is 45% lower the national median of $78,538.

What is the poverty rate in Muncie city, IN?

The poverty rate in Muncie city is 29.6%. This means approximately 17,076 residents live below the federal poverty line.

What is the racial makeup of Muncie city, Indiana?

Muncie city's population is 78.8% White, 8.3% Black, 4.3% Hispanic/Latino, and 2.2% Asian.

What is the median home value in Muncie city, IN?

The median home value in Muncie city is $92,000. The home-value-to-income ratio is 2.1x.

How educated is Muncie city, Indiana?

25.7% of adults (25+) in Muncie city hold a bachelor's degree or higher, and 11.0% hold a graduate or professional degree.