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Gary, Indiana Demographics & Population 2026

High PovertyPoverty rate of 33.1% is well above the state average
Very AffordableHome value to income ratio of 2.4x is exceptionally low

During the 2020–2024 ACS period, Gary, Indiana had a total population of 68,113, the 11th largest city in Indiana, with a median household income of $38,731, which is 46% lower than the state average. The poverty rate is 33.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Gary Quick Facts

Population 68,113
Median Household Income $38,731
Median Home Value $94,700
Poverty Rate 33.1%
Unemployment Rate 10.9%
Median Age 36.5 years
Homeownership Rate 49.0%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 14.8%
High School Graduation Rate 86.4%
Diversity Index 41/100
Population 68,113 11th of 967
Median Income $38,731 bottom 10%
Poverty Rate 33.1% 166% higher than national
Median Home Value $94,700 bottom 20%

How Gary Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population68,60468,113-0.7%
Median household income$37,380$38,731+3.6%
Median home value$85,300$94,700+11.0%

How Gary Compares

Economy & Housing

Household Income Distribution

Under $25K 33.6%
$25K-$50K 26.4%
$50K-$100K 25.1%
$100K+ 14.8%
Detailed income brackets
Under $10K
14.6%
$10K-$15K
6.9%
$15K-$20K
5.4%
$20K-$25K
6.7%
$25K-$30K
6.1%
$30K-$35K
6.1%
$35K-$40K
5.4%
$40K-$45K
4.6%
$45K-$50K
4.3%
$50K-$60K
7.6%
$60K-$75K
8.9%
$75K-$100K
8.6%
$100K-$125K
4.7%
$125K-$150K
3.7%
$150K-$200K
3.6%
$200K+
2.8%

Employment

10.9% Unemployment Rate State: 4.3%|National: 5.2%
50.2% Labor Force Participation

Housing Overview

Owner 49.0%
Renter 51.0%
Affordability Index Very Affordable
2.4x home value to income ratio
Median gross rent $1,012/mo 31.4% of median household income annually

People & Demographics

Diversity Index

41out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Gary Rankings in Indiana

#11 Population of 967
#762 Median Income of 796
#477 Education of 966
#688 Home Value of 818

Other Cities in Lake County

CityPopulationMedian IncomePovertyHome Value
Hammond 76,768 $55,504 19.1% $159,900
Merrillville 36,476 $67,587 12.6% $211,400
Crown Point 34,393 $101,686 6.9% $294,800
Schererville 29,701 $89,466 7.7% $314,900
Hobart 29,558 $75,160 10.0% $215,200
East Chicago 26,022 $42,125 26.3% $105,400
Munster 23,733 $110,187 6.0% $334,300
Highland 23,680 $78,062 11.6% $233,300
St. John 22,567 $131,467 2.1% $406,300
Dyer 16,400 $107,159 6.2% $322,200

Cities Similar to Gary

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Muncie64,751$44,471$97,30026.2%29.2%
Terre Haute58,427$43,126$115,70024.6%24.6%
Lafayette71,159$53,716$172,80027.9%17.8%
Bloomington80,049$50,465$321,40058.8%29.8%
Hammond76,768$55,504$159,90017.4%19.1%

Population Overview

Gary is a mid-sized community located in Indiana, within Lake County. The total population is 68,113. It ranks as the 11th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Gary is 36.5 years. This is 4% lower than the state median of 38.1 years. With 28.5% of the population under 18, Gary has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Gary is $38,731. This is 46% lower than the state median of $71,957. It is also 52% lower than the national median of $80,734. The poverty rate stands at 33.1%. This is 168% higher than the state poverty rate of 12.3%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 10.9%. This is 156% higher than the state rate of 4.3%. The median home value is $94,700. Housing costs are 57% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.4x, Gary is one of the most affordable housing markets in the area. 49.0% of occupied housing units are owner-occupied. This homeownership rate is 30% lower than the state average of 70.5%.

Race & Ethnicity

The largest racial or ethnic group in Gary is Black or African American, making up 75.7% of the population. Hispanic or Latino residents account for 10.4%. The White (non-Hispanic) population (9.4%) is well below the state average of 75.4%. The Black or African American population is significantly higher than the state average (75.7% vs 9.1%). The Asian population (0.4%) is well below the state average of 2.6%.

Education

14.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 50% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.4%.

Data Sources & Methodology

All demographic data for Gary, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Gary, Indiana?

Gary, Indiana has a population of 68,113 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Gary, IN?

The median household income in Gary is $38,731, which is 52% lower than the national median of $80,734.

What is the poverty rate in Gary, IN?

The poverty rate in Gary is 33.1%. This means approximately 22,346 residents live below the federal poverty line.

What is the racial makeup of Gary, Indiana?

Gary's population is 9.4% White, 75.7% Black, 10.4% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Gary, IN?

The median home value in Gary is $94,700. The home-value-to-income ratio is 2.4x.

How educated is Gary, Indiana?

14.8% of adults (25+) in Gary hold a bachelor's degree or higher, and 5.0% hold a graduate or professional degree.