Charles City, Iowa Demographics & Population 2026
During the 2020–2024 ACS period, Charles City, Iowa had a total population of 7,232, the 57th largest city in Iowa, with a median household income of $59,180, which is 21% lower than the state average. The poverty rate is 13.3%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 1.9x.
Charles City Quick Facts
How Charles City Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 7,321 | 7,232 | -1.2% |
| Median household income | $56,734 | $59,180 | +4.3% |
| Median home value | $118,900 | $115,400 | -2.9% |
How Charles City Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 31 | National average: 61
Education
Educational Attainment (Adults 25+)
Charles City Rankings in Iowa
Explore Iowa Rankings
Other Cities in Floyd County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Nashua | 1,622 | $66,597 | 7.3% | $129,600 |
| Greene | 1,339 | $56,335 | 17.3% | $120,700 |
| Rockford | 839 | $65,428 | 10.8% | $94,600 |
| Rudd | 481 | $75,833 | 12.7% | $111,600 |
| Floyd | 315 | $63,393 | 6.3% | $107,700 |
| Marble Rock | 191 | $65,625 | 6.3% | $76,000 |
| Colwell | 38 | N/A | 0.0% | $101,400 |
| Roseville | 12 | N/A | 0.0% | N/A |
Cities Similar to Charles City
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Washington | 7,290 | $55,373 | $152,300 | 23.6% | 12.8% |
| Knoxville | 7,473 | $61,599 | $160,300 | 30.6% | 12.5% |
| Hiawatha | 7,206 | $66,270 | $216,900 | 32.4% | 13.7% |
| Decorah | 7,535 | $64,366 | $244,500 | 42.2% | 8.1% |
| Atlantic | 6,763 | $61,141 | $149,900 | 23.0% | 17.3% |
Population Overview
Charles City is a small city located in Iowa, within Floyd County. The total population is 7,232. It ranks as the 57th most populous out of 1,017 Census-designated places in Iowa.
Age Demographics
The median age in Charles City is 42.0 years. This is 9% higher than the state median of 38.6 years. 12.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Charles City is $59,180. This is 21% lower than the state median of $75,059. It is also 27% lower than the national median of $80,734. The poverty rate stands at 13.3%. This is 20% higher than the state poverty rate of 11.1%. The unemployment rate is 4.6%. This is 29% higher than the state rate of 3.6%. The median home value is $115,400. Housing costs are 45% lower than the state median of $208,000. With a home-value-to-income ratio of just 1.9x, Charles City is one of the most affordable housing markets in the area. 67.9% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 71.7%.
Race & Ethnicity
Charles City has a predominantly White (non-Hispanic) population, comprising 85.6% of all residents. Hispanic or Latino residents account for 5.9%.
Education
12.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 59% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.7%.
Data Sources & Methodology
All demographic data for Charles City, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Charles City, Iowa?
Charles City, Iowa has a population of 7,232 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Charles City, IA?
The median household income in Charles City is $59,180, which is 27% lower than the national median of $80,734.
What is the poverty rate in Charles City, IA?
The poverty rate in Charles City is 13.3%. This means approximately 943 residents live below the federal poverty line.
What is the racial makeup of Charles City, Iowa?
Charles City's population is 85.6% White, 1.9% Black, 5.9% Hispanic/Latino, and 3.2% Asian.
What is the median home value in Charles City, IA?
The median home value in Charles City is $115,400. The home-value-to-income ratio is 1.9x.
How educated is Charles City, Iowa?
12.8% of adults (25+) in Charles City hold a bachelor's degree or higher, and 3.0% hold a graduate or professional degree.