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Cumming, Iowa Demographics & Population 2026

During the 2020–2024 ACS period, Cumming, Iowa had a total population of 545, the 449th largest city in Iowa, with a median household income of $162,875, which is 117% higher than the state average. The poverty rate is 4.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cumming Quick Facts

Population 545
Median Household Income $162,875
Median Home Value $508,000
Poverty Rate 4.4%
Unemployment Rate 0.0%
Median Age 42.2 years
Homeownership Rate 87.6%
Affordability Ratio 3.1x
Bachelor's Degree or Higher 59.0%
High School Graduation Rate 99.4%
Diversity Index 15/100
Population 545 449th of 1,017
Median Income $162,875 top 10%
Poverty Rate 4.4% 65% lower than national
Median Home Value $508,000 top 10%

How Cumming Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population558545-2.3%
Median household income$160,357$162,875+1.6%
Median home value$486,400$508,000+4.4%

How Cumming Compares

Economy & Housing

Household Income Distribution

Under $25K 4.7%
$25K-$50K 9.8%
$50K-$100K 16.6%
$100K+ 68.9%
Detailed income brackets
Under $10K
2.1%
$10K-$15K
0.0%
$15K-$20K
1.6%
$20K-$25K
1.0%
$25K-$30K
0.0%
$30K-$35K
0.5%
$35K-$40K
5.7%
$40K-$45K
0.0%
$45K-$50K
3.6%
$50K-$60K
3.6%
$60K-$75K
0.5%
$75K-$100K
12.4%
$100K-$125K
6.7%
$125K-$150K
7.2%
$150K-$200K
17.6%
$200K+
37.3%

Employment

0.0% Unemployment Rate State: 3.6%|National: 5.2%
74.2% Labor Force Participation

Housing Overview

Owner 87.6%
Renter 12.4%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $1,163/mo 8.6% of median household income annually

People & Demographics

Diversity Index

15out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

Cumming Rankings in Iowa

#449 Population of 1,017
#5 Median Income of 948
#16 Education of 1,016
#7 Home Value of 947

Other Cities in Warren County

CityPopulationMedian IncomePovertyHome Value
Indianola 16,044 $75,453 6.4% $237,500
Hartford 760 $70,000 7.1% $176,700
Milo 731 $79,904 1.6% $153,100
New Virginia 587 $77,188 1.4% $180,600
Martensdale 569 $57,500 10.2% $181,400
Lacona 354 $70,100 10.7% $97,500
St. Marys 96 $77,500 8.3% $195,000
Ackworth 75 $111,094 28.0% $237,500
Sandyville 44 N/A 2.3% $187,500
Spring Hill 39 $86,250 7.7% N/A

Cities Similar to Cumming

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Crescent549$116,042$283,90025.7%0.4%
Lakeside563$106,250$246,40025.2%2.7%
Twin Lakes579$109,712$561,50053.8%4.0%
Minden630$109,167$170,50029.4%2.4%
Lockridge452$113,750N/A23.2%1.8%

A note before these figures: with a population of 545, Cumming's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Cumming is a small community located in Iowa, within Warren County. The total population is 545. It ranks as the 449th most populous out of 1,017 Census-designated places in Iowa.

Age Demographics

The median age in Cumming is 42.2 years. This is 9% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Cumming is $162,875. This is 117% higher than the state median of $75,059. It is also 102% higher than the national median of $80,734. The poverty rate stands at 4.4%. This is 60% lower than the state poverty rate of 11.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The survey records no unemployed residents in Cumming, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $508,000. Housing costs are 144% higher than the state median of $208,000. The home-value-to-income ratio is 3.1x. 87.6% of occupied housing units are owner-occupied. This homeownership rate is 22% higher than the state average of 71.7%.

Race & Ethnicity

Cumming has a predominantly White (non-Hispanic) population, comprising 92.1% of all residents. Black or African American residents account for 2.0%. The Hispanic or Latino population (1.8%) is well below the state average of 7.3%. The Asian population (0.9%) is well below the state average of 2.5%.

Education

59.0% of residents aged 25 and older hold a bachelor's degree or higher. This places Cumming in the top 10% of all cities in the state for educational attainment. This is 88% higher than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 99.4%. Notably, 16.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cumming, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cumming, Iowa?

Cumming, Iowa has a population of 545 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cumming, IA?

The median household income in Cumming is $162,875, which is 102% higher than the national median of $80,734.

What is the poverty rate in Cumming, IA?

The poverty rate in Cumming is 4.4%. This means approximately 24 residents live below the federal poverty line.

What is the racial makeup of Cumming, Iowa?

Cumming's population is 92.1% White, 2.0% Black, 1.8% Hispanic/Latino, and 0.9% Asian.

What is the median home value in Cumming, IA?

The median home value in Cumming is $508,000. The home-value-to-income ratio is 3.1x.

How educated is Cumming, Iowa?

59.0% of adults (25+) in Cumming hold a bachelor's degree or higher, and 16.1% hold a graduate or professional degree.