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Holy Cross, Iowa Demographics & Population 2026

During the 2020–2024 ACS period, Holy Cross, Iowa had a total population of 280, the 623rd largest city in Iowa, with a median household income of $64,375, which is 14% lower than the state average. The poverty rate is 3.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Holy Cross Quick Facts

Population 280
Median Household Income $64,375
Median Home Value $192,400
Poverty Rate 3.6%
Unemployment Rate 1.9%
Median Age 50.0 years
Homeownership Rate 68.5%
Affordability Ratio 3.0x
Bachelor's Degree or Higher 18.9%
High School Graduation Rate 98.7%
Diversity Index 12/100
Population 280 623rd of 1,017
Median Income $64,375 average
Poverty Rate 3.6% 71% lower than national
Median Home Value $192,400 top 20%

How Holy Cross Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population264280+6.1%
Median household income$47,188$64,375+36.4%
Median home value$184,400$192,400+4.3%

How Holy Cross Compares

Economy & Housing

Household Income Distribution

Under $25K 9.1%
$25K-$50K 36.4%
$50K-$100K 25.9%
$100K+ 28.7%
Detailed income brackets
Under $10K
2.1%
$10K-$15K
1.4%
$15K-$20K
2.8%
$20K-$25K
2.8%
$25K-$30K
5.6%
$30K-$35K
4.9%
$35K-$40K
1.4%
$40K-$45K
16.8%
$45K-$50K
7.7%
$50K-$60K
3.5%
$60K-$75K
10.5%
$75K-$100K
11.9%
$100K-$125K
8.4%
$125K-$150K
11.2%
$150K-$200K
6.3%
$200K+
2.8%

Employment

1.9% Unemployment Rate State: 3.6%|National: 5.2%
65.1% Labor Force Participation

Housing Overview

Owner 68.5%
Renter 31.5%
Affordability Index Affordable
3.0x home value to income ratio
Median gross rent $633/mo 11.8% of median household income annually

People & Demographics

Diversity Index

12out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

Holy Cross Rankings in Iowa

#623 Population of 1,017
#529 Median Income of 948
#446 Education of 1,016
#173 Home Value of 947

Other Cities in Dubuque County

CityPopulationMedian IncomePovertyHome Value
Dubuque 59,174 $65,845 12.7% $204,800
Asbury 5,989 $124,957 3.2% $339,000
Dyersville 4,423 $83,559 4.9% $234,100
Cascade 2,375 $69,688 8.7% $196,200
Peosta 2,040 $120,833 2.9% $336,000
Epworth 1,894 $84,271 5.2% $239,900
Farley 1,889 $97,143 3.5% $266,000
Worthington 431 $97,500 2.8% $166,800
New Vienna 372 $93,250 4.6% $201,600
Rickardsville 234 $102,500 1.3% $246,400

Cities Similar to Holy Cross

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Danbury283$64,375$85,60017.8%11.7%
Onslow284$65,313$100,00014.8%29.2%
Maharishi Vedic City282$66,875$325,00079.6%10.0%
Crystal Lake283$66,875$100,3009.4%12.7%
Laurel278$61,250$103,10010.0%8.3%

A note before these figures: with a population of 280, Holy Cross's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Holy Cross is a small community located in Iowa, within Dubuque County. The total population is 280. It ranks as the 623rd most populous out of 1,017 Census-designated places in Iowa.

Age Demographics

The median age in Holy Cross is 50.0 years. This is 30% higher than the state median of 38.6 years. 12.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Holy Cross is $64,375. This is 14% lower than the state median of $75,059. It is also 20% lower than the national median of $80,734. The poverty rate stands at 3.6%. This is 68% lower than the state poverty rate of 11.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.9%. This is 46% lower than the state rate of 3.6%. The median home value is $192,400. Housing costs are 8% lower than the state median of $208,000. The home-value-to-income ratio is 3.0x. 68.5% of occupied housing units are owner-occupied. This homeownership rate is 4% lower than the state average of 71.7%.

Race & Ethnicity

Holy Cross has a predominantly White (non-Hispanic) population, comprising 93.6% of all residents. Hispanic or Latino residents account for 3.2%. The Hispanic or Latino population (3.2%) is well below the state average of 7.3%.

Education

18.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 40% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.7%.

Data Sources & Methodology

All demographic data for Holy Cross, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Holy Cross, Iowa?

Holy Cross, Iowa has a population of 280 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Holy Cross, IA?

The median household income in Holy Cross is $64,375, which is 20% lower than the national median of $80,734.

What is the poverty rate in Holy Cross, IA?

The poverty rate in Holy Cross is 3.6%. This means approximately 10 residents live below the federal poverty line.

What is the racial makeup of Holy Cross, Iowa?

Holy Cross's population is 93.6% White, 0.0% Black, 3.2% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Holy Cross, IA?

The median home value in Holy Cross is $192,400. The home-value-to-income ratio is 3.0x.

How educated is Holy Cross, Iowa?

18.9% of adults (25+) in Holy Cross hold a bachelor's degree or higher, and 6.8% hold a graduate or professional degree.