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Howard County, Iowa Demographics 2026

Howard County, Iowa has a population of 9,445, the 79th most populous county in Iowa. The median household income is $67,446 and the median home value is $147,800. The poverty rate is 8.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Howard County Quick Facts

Population 9,445
Median Household Income $67,446
Median Home Value $147,800
Poverty Rate 8.9%
Unemployment Rate 1.8%
Median Age 39.2 years
Homeownership Rate 77.4%
Affordability Ratio 2.2x
Bachelor's Degree+ 19.5%
High School Graduation 92.5%
Cities/Places 4
Population 9,445 79th of 99
Median Income $67,446 10% lower than state
Poverty Rate 8.9%
Unemployment 1.8%

How Howard County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population9,4599,445-0.1%
Median household income$67,336$67,446+0.2%
Median home value$133,900$147,800+10.4%

Economy & Housing

Household Income Distribution

Under $25K 13.8%
$25K-$50K 22.5%
$50K-$100K 34.0%
$100K+ 29.8%
Detailed income brackets
Under $10K
1.7%
$10K-$15K
3.9%
$15K-$20K
4.7%
$20K-$25K
3.5%
$25K-$30K
3.4%
$30K-$35K
3.9%
$35K-$40K
3.0%
$40K-$45K
6.2%
$45K-$50K
6.0%
$50K-$60K
7.9%
$60K-$75K
9.8%
$75K-$100K
16.3%
$100K-$125K
13.2%
$125K-$150K
6.8%
$150K-$200K
5.0%
$200K+
4.8%

Employment

1.8% Unemployment Rate State: 3.6%|National: 5.2%
64.7% Labor Force Participation

Housing Overview

Owner 77.4%
Renter 22.6%
Affordability Index Very Affordable
2.2x home value to income ratio
Median gross rent $713/mo 12.7% of median household income annually

People & Demographics

Diversity Index

13out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

Cities & Places in Howard County

CityPopulationMedian IncomePovertyHome Value
Cresco3,908$60,60813.4%$117,200
Elma659$44,37518.8%$81,300
Lime Springs442$53,7509.3%$99,100
Chester150$63,4389.3%$120,800

Population Overview

Howard County is located in Iowa with a total population of 9,445. It is the 79th most populous county out of 99 in Iowa. The county encompasses 4 Census-designated places.

Age Demographics

The median age in Howard County is 39.2 years. This is 2% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Howard County is $67,446. This is 10% lower than the state median of $75,059. It is also 16% lower than the national median of $80,734. The poverty rate stands at 8.9%. This is 19% lower than the state poverty rate of 11.1%. The unemployment rate is 1.8%. This is 48% lower than the state rate of 3.6%. The median home value is $147,800. Housing costs are 29% lower than the state median of $208,000. With a home-value-to-income ratio of just 2.2x, Howard County is one of the most affordable housing markets in the area. 77.4% of occupied housing units are owner-occupied. This homeownership rate is 8% higher than the state average of 71.7%.

Race & Ethnicity

Howard County has a predominantly White (non-Hispanic) population, comprising 93.0% of all residents. Hispanic or Latino residents account for 3.3%. The Black or African American population (0.8%) is well below the state average of 3.8%. The Hispanic or Latino population (3.3%) is well below the state average of 7.3%. The Asian population (0.3%) is well below the state average of 2.5%.

Education

19.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 38% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%.

Data Sources & Methodology

All figures for Howard County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Iowa and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Howard County, Iowa?

Howard County has a population of 9,445, making it the 79th most populous county in Iowa.

What is the median income in Howard County?

The median household income in Howard County is $67,446 with a poverty rate of 8.9%.

How many cities are in Howard County, Iowa?

Howard County contains 4 Census-designated places.