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Montgomery County, Iowa Demographics 2026

Montgomery County, Iowa has a population of 10,214, the 72nd most populous county in Iowa. The median household income is $63,666 and the median home value is $121,400. The poverty rate is 15.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Montgomery County Quick Facts

Population 10,214
Median Household Income $63,666
Median Home Value $121,400
Poverty Rate 15.3%
Unemployment Rate 2.6%
Median Age 43.5 years
Homeownership Rate 69.1%
Affordability Ratio 1.9x
Bachelor's Degree+ 20.4%
High School Graduation 91.7%
Cities/Places 6
Population 10,214 72nd of 99
Median Income $63,666 15% lower than state
Poverty Rate 15.3%
Unemployment 2.6%

How Montgomery County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population10,25410,214-0.4%
Median household income$63,190$63,666+0.8%
Median home value$109,900$121,400+10.5%

Economy & Housing

Household Income Distribution

Under $25K 20.6%
$25K-$50K 19.4%
$50K-$100K 31.4%
$100K+ 28.6%
Detailed income brackets
Under $10K
5.4%
$10K-$15K
6.3%
$15K-$20K
4.0%
$20K-$25K
4.9%
$25K-$30K
4.9%
$30K-$35K
3.3%
$35K-$40K
3.3%
$40K-$45K
4.7%
$45K-$50K
3.2%
$50K-$60K
7.6%
$60K-$75K
9.4%
$75K-$100K
14.4%
$100K-$125K
9.8%
$125K-$150K
5.8%
$150K-$200K
10.0%
$200K+
3.0%

Employment

2.6% Unemployment Rate State: 3.6%|National: 5.2%
57.9% Labor Force Participation

Housing Overview

Owner 69.1%
Renter 30.9%
Affordability Index Very Affordable
1.9x home value to income ratio
Median gross rent $814/mo 15.3% of median household income annually

People & Demographics

Diversity Index

15out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

Cities & Places in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Red Oak5,510$50,10921.9%$99,700
Villisca1,048$60,46513.5%$77,000
Stanton522$66,6679.4%$113,400
Elliott420$50,62525.1%$68,000
Coburg36$33,75036.1%N/A
Grant35$68,12514.3%$40,000

Population Overview

Montgomery County is located in Iowa with a total population of 10,214. It is the 72nd most populous county out of 99 in Iowa. The county encompasses 6 Census-designated places.

Age Demographics

The median age in Montgomery County is 43.5 years. This is 13% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Montgomery County is $63,666. This is 15% lower than the state median of $75,059. It is also 21% lower than the national median of $80,734. The poverty rate stands at 15.3%. This is 38% higher than the state poverty rate of 11.1%. The unemployment rate is 2.6%. This is 27% lower than the state rate of 3.6%. The median home value is $121,400. Housing costs are 42% lower than the state median of $208,000. With a home-value-to-income ratio of just 1.9x, Montgomery County is one of the most affordable housing markets in the area. 69.1% of occupied housing units are owner-occupied. This homeownership rate is 4% lower than the state average of 71.7%.

Race & Ethnicity

Montgomery County has a predominantly White (non-Hispanic) population, comprising 92.0% of all residents. Black or African American residents account for 1.8%. The Black or African American population (1.8%) is well below the state average of 3.8%. The Hispanic or Latino population (0.8%) is well below the state average of 7.3%. The Asian population (1.1%) is well below the state average of 2.5%.

Education

20.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.7%.

Data Sources & Methodology

All figures for Montgomery County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Iowa and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Montgomery County, Iowa?

Montgomery County has a population of 10,214, making it the 72nd most populous county in Iowa.

What is the median income in Montgomery County?

The median household income in Montgomery County is $63,666 with a poverty rate of 15.3%.

How many cities are in Montgomery County, Iowa?

Montgomery County contains 6 Census-designated places.