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Steamboat Rock, Iowa Demographics & Population 2026

During the 2020–2024 ACS period, Steamboat Rock, Iowa had a total population of 312, the 593rd largest city in Iowa, with a median household income of $47,188, which is 37% lower than the state average. The poverty rate is 6.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Steamboat Rock Quick Facts

Population 312
Median Household Income $47,188
Median Home Value $105,800
Poverty Rate 6.1%
Unemployment Rate 3.8%
Median Age 45.6 years
Homeownership Rate 74.0%
Affordability Ratio 2.2x
Bachelor's Degree or Higher 21.6%
High School Graduation Rate 98.7%
Diversity Index 20/100
Population 312 593rd of 1,017
Median Income $47,188 bottom 10%
Poverty Rate 6.1% 51% lower than national
Median Home Value $105,800 below average

How Steamboat Rock Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population235312+32.8%
Median household income$44,583$47,188+5.8%
Median home value$78,300$105,800+35.1%

How Steamboat Rock Compares

Economy & Housing

Household Income Distribution

Under $25K 18.5%
$25K-$50K 33.6%
$50K-$100K 20.5%
$100K+ 27.4%
Detailed income brackets
Under $10K
10.3%
$10K-$15K
0.7%
$15K-$20K
4.8%
$20K-$25K
2.7%
$25K-$30K
6.2%
$30K-$35K
6.2%
$35K-$40K
12.3%
$40K-$45K
2.1%
$45K-$50K
6.9%
$50K-$60K
7.5%
$60K-$75K
4.1%
$75K-$100K
8.9%
$100K-$125K
10.3%
$125K-$150K
6.9%
$150K-$200K
7.5%
$200K+
2.7%

Employment

3.8% Unemployment Rate State: 3.6%|National: 5.2%
61.8% Labor Force Participation

Housing Overview

Owner 74.0%
Renter 26.0%
Affordability Index Very Affordable
2.2x home value to income ratio
Median gross rent $771/mo 19.6% of median household income annually

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

Steamboat Rock Rankings in Iowa

#593 Population of 1,017
#869 Median Income of 948
#334 Education of 1,016
#574 Home Value of 947

Other Cities in Hardin County

CityPopulationMedian IncomePovertyHome Value
Iowa Falls 5,038 $50,417 10.7% $123,800
Eldora 2,617 $77,188 12.0% $133,000
Ackley 1,482 $62,583 7.5% $103,900
Alden 833 $64,500 17.5% $107,900
Hubbard 773 $68,750 5.6% $106,100
Radcliffe 657 $69,286 7.9% $118,300
Union 378 $55,625 6.6% $74,600
New Providence 173 $86,667 7.6% $82,500
Whitten 164 $92,813 2.4% $90,000
Buckeye 75 $44,167 12.0% N/A

Cities Similar to Steamboat Rock

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cumberland302$47,083$62,9005.2%18.9%
Lorimor319$45,500$68,6004.3%21.3%
Blakesburg310$51,000$85,90011.9%21.8%
Lu Verne318$51,250$61,70015.6%24.2%
Leland306$52,500$92,9004.9%18.7%

A note before these figures: with a population of 312, Steamboat Rock's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Steamboat Rock is a small community located in Iowa, within Hardin County. The total population is 312. It ranks as the 593rd most populous out of 1,017 Census-designated places in Iowa.

Age Demographics

The median age in Steamboat Rock is 45.6 years. This is 18% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Steamboat Rock is $47,188. This is 37% lower than the state median of $75,059. It is also 42% lower than the national median of $80,734. The poverty rate stands at 6.1%. This is 45% lower than the state poverty rate of 11.1%. The unemployment rate is 3.8%. This is 7% higher than the state rate of 3.6%. The median home value is $105,800. Housing costs are 49% lower than the state median of $208,000. With a home-value-to-income ratio of just 2.2x, Steamboat Rock is one of the most affordable housing markets in the area. 74.0% of occupied housing units are owner-occupied. This homeownership rate is 3% higher than the state average of 71.7%.

Race & Ethnicity

Steamboat Rock has a predominantly White (non-Hispanic) population, comprising 88.8% of all residents. Hispanic or Latino residents account for 9.0%. The Asian population (0.3%) is well below the state average of 2.5%.

Education

21.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 31% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.7%.

Data Sources & Methodology

All demographic data for Steamboat Rock, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Steamboat Rock, Iowa?

Steamboat Rock, Iowa has a population of 312 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Steamboat Rock, IA?

The median household income in Steamboat Rock is $47,188, which is 42% lower than the national median of $80,734.

What is the poverty rate in Steamboat Rock, IA?

The poverty rate in Steamboat Rock is 6.1%. This means approximately 19 residents live below the federal poverty line.

What is the racial makeup of Steamboat Rock, Iowa?

Steamboat Rock's population is 88.8% White, 0.0% Black, 9.0% Hispanic/Latino, and 0.3% Asian.

What is the median home value in Steamboat Rock, IA?

The median home value in Steamboat Rock is $105,800. The home-value-to-income ratio is 2.2x.

How educated is Steamboat Rock, Iowa?

21.6% of adults (25+) in Steamboat Rock hold a bachelor's degree or higher, and 3.5% hold a graduate or professional degree.