Cambridge city, Kentucky Demographics & Population 2026
As of 2026, Cambridge city, Kentucky has a total population of 134, the 504th largest city in Kentucky, with a median household income of $98,281, which is 57% higher than the state average. The poverty rate is 3.7%.
Key Takeaways
- Household income is 57% above the state average — one of the wealthiest communities in Kentucky.
- An exceptionally low poverty rate of 3.7% — among the lowest in Kentucky.
- Housing is very affordable with a home-value-to-income ratio of just 2.3x.
Cambridge city Quick Facts
How Cambridge city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 31 | National average: 60
Education
Educational Attainment (Adults 25+)
Cambridge city Rankings in Kentucky
Explore Kentucky Rankings
Cities Similar to Cambridge city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Dexter CDP | 133 | N/A | $114,200 | 0.0% | 5.3% |
| Farmers CDP | 137 | N/A | $156,900 | 10.8% | 34.4% |
| Hills and Dales city | 135 | $106,250 | $492,900 | 68.5% | 3.7% |
| Rabbit Hash CDP | 127 | N/A | $282,500 | 17.4% | 0.0% |
| Lowes CDP | 126 | N/A | N/A | 0.0% | 81.8% |
Population Overview
Cambridge city is a small community located in Kentucky. The total population is 134. It ranks as the 504th most populous out of 552 cities and towns in Kentucky.
Age Demographics
The median age in Cambridge city is 45.0 years. This is 15% higher than the state median of 39.1 years. Only 11.9% of residents are under 18, indicating fewer families with children.
Economy, Income & Housing
The median household income in Cambridge city is $98,281. This is 57% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 25% higher. The poverty rate stands at 3.7%. This is 77% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 7.3%. This is 51% higher than the state rate of 4.8%. The median home value is $229,200. Housing costs are 19% higher than the state median of $192,300. With a home-value-to-income ratio of just 2.3x, Cambridge city is one of the most affordable housing markets in the area. 95.7% of occupied housing units are owner-occupied. This homeownership rate is 40% higher than the state average of 68.3%.
Race & Ethnicity
Cambridge city has a predominantly White (non-Hispanic) population, comprising 92.5% of all residents. Hispanic or Latino residents account for 3.0%.
Education
51.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 91% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.1%. Notably, 30.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Cambridge city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Cambridge city, Kentucky?
Cambridge city, Kentucky has a population of 134 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Cambridge city, KY?
The median household income in Cambridge city is $98,281, which is 25% higher the national median of $78,538.
What is the poverty rate in Cambridge city, KY?
The poverty rate in Cambridge city is 3.7%. This means approximately 5 residents live below the federal poverty line.
What is the racial makeup of Cambridge city, Kentucky?
Cambridge city's population is 92.5% White, 0.0% Black, 3.0% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Cambridge city, KY?
The median home value in Cambridge city is $229,200. The home-value-to-income ratio is 2.3x.
How educated is Cambridge city, Kentucky?
51.4% of adults (25+) in Cambridge city hold a bachelor's degree or higher, and 30.5% hold a graduate or professional degree.