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Cambridge city, Kentucky Demographics & Population 2026

Very AffordableHome value to income ratio of 2.3x is exceptionally low

As of 2026, Cambridge city, Kentucky has a total population of 134, the 504th largest city in Kentucky, with a median household income of $98,281, which is 57% higher than the state average. The poverty rate is 3.7%.

Key Takeaways

Cambridge city Quick Facts

Population 134
Median Household Income $98,281
Median Home Value $229,200
Poverty Rate 3.7%
Unemployment Rate 7.3%
Median Age 45.0 years
Homeownership Rate 95.7%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 51.4%
High School Graduation Rate 97.1%
Diversity Index 14/100
Population 134 504th of 552
Median Income $98,281 top 20%
Poverty Rate 3.7% 70% lower national
Median Home Value $229,200 top 30%

How Cambridge city Compares

Economy & Housing

Employment

7.3% Unemployment Rate State: 4.8% | National: 5.2%
80.7% Labor Force Participation

Housing Overview

Owner 95.7%
Renter 4.3%
Affordability Index Very Affordable
2.3x home value to income ratio

People & Demographics

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 60

Education

Cambridge city Rankings in Kentucky

#504 Population of 552
#80 Median Income of 552
#69 Education of 552
#117 Home Value of 552

Cities Similar to Cambridge city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Dexter CDP133N/A$114,2000.0%5.3%
Farmers CDP137N/A$156,90010.8%34.4%
Hills and Dales city135$106,250$492,90068.5%3.7%
Rabbit Hash CDP127N/A$282,50017.4%0.0%
Lowes CDP126N/AN/A0.0%81.8%

Population Overview

Cambridge city is a small community located in Kentucky. The total population is 134. It ranks as the 504th most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Cambridge city is 45.0 years. This is 15% higher than the state median of 39.1 years. Only 11.9% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Cambridge city is $98,281. This is 57% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 25% higher. The poverty rate stands at 3.7%. This is 77% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 7.3%. This is 51% higher than the state rate of 4.8%. The median home value is $229,200. Housing costs are 19% higher than the state median of $192,300. With a home-value-to-income ratio of just 2.3x, Cambridge city is one of the most affordable housing markets in the area. 95.7% of occupied housing units are owner-occupied. This homeownership rate is 40% higher than the state average of 68.3%.

Race & Ethnicity

Cambridge city has a predominantly White (non-Hispanic) population, comprising 92.5% of all residents. Hispanic or Latino residents account for 3.0%.

Education

51.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 91% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.1%. Notably, 30.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cambridge city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.

Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cambridge city, Kentucky?

Cambridge city, Kentucky has a population of 134 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cambridge city, KY?

The median household income in Cambridge city is $98,281, which is 25% higher the national median of $78,538.

What is the poverty rate in Cambridge city, KY?

The poverty rate in Cambridge city is 3.7%. This means approximately 5 residents live below the federal poverty line.

What is the racial makeup of Cambridge city, Kentucky?

Cambridge city's population is 92.5% White, 0.0% Black, 3.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Cambridge city, KY?

The median home value in Cambridge city is $229,200. The home-value-to-income ratio is 2.3x.

How educated is Cambridge city, Kentucky?

51.4% of adults (25+) in Cambridge city hold a bachelor's degree or higher, and 30.5% hold a graduate or professional degree.