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Kentucky Demographics & Population 2026

As of 2026, Kentucky has a total population of 4,510,725, with a median household income of $62,417, which is 21% lower the national average. The poverty rate is 16.1%.

Kentucky Quick Facts

Population 4,510,725
Median Household Income $62,417
Median Home Value $192,300
Poverty Rate 16.1%
Unemployment Rate 4.8%
Median Age 39.1 years
Homeownership Rate 68.3%
Affordability Ratio 3.1x
Bachelor's Degree+ 27.0%
High School Graduation 88.5%
Counties 120
Cities/Places 552
Population 4,510,725
Median Income $62,417 21% lower national
Poverty Rate 16.1%
Unemployment 4.8%

Economy & Housing

Employment

4.8% Unemployment Rate State: 4.8% | National: 5.2%
59.7% Labor Force Participation

Housing Overview

Owner 68.3%
Renter 31.7%
Affordability Index Affordable
3.1x home value to income ratio

People & Demographics

Diversity Index

31out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 60

Education

Largest Cities in Kentucky

#CityPopulationMedian IncomePoverty
1Louisville/Jefferson County metro government (balance)627,210$64,73116.1%
2Lexington-Fayette urban county321,122$67,63115.7%
3Bowling Green city73,638$48,41925.4%
4Owensboro city60,112$53,29519.9%
5Covington city40,902$58,81421.8%
6Georgetown city38,206$78,37312.2%
7Richmond city35,498$48,22321.6%
8Florence city32,334$68,5089.7%
9Elizabethtown city31,870$56,25015.7%
10Nicholasville city31,625$67,51412.4%

Richest Cities in Kentucky

#CityMedian IncomeHome ValueBachelor's+
1Anchorage city$215,156$827,00080.7%
2Indian Hills city$188,750$666,20084.8%
3Prospect city$172,361$494,00071.4%
4Buckner CDP$149,700$389,90056.3%
5Francisville CDP$146,280$374,10051.0%
6Pewee Valley city$139,688$532,90052.7%
7Union city$139,013$382,90059.4%
8Elk Creek CDP$127,487$358,60038.8%
9Verona CDP$121,250$331,10046.2%
10Edgewood city$121,045$289,70056.9%

Most Affordable Cities in Kentucky

By home-value-to-income ratio (lower = more affordable). Min. population 1,000.

#CityRatioHome ValueIncome
1Providence city1.3x$66,800$53,208
2Westwood CDP1.3x$94,100$70,012
3Clinton city1.5x$48,700$32,991
4Wurtland city1.5x$84,100$56,250
5Annville CDP1.6x$84,800$53,421
6Sebree city1.6x$99,500$62,222
7Olive Hill city1.6x$111,100$69,063
8Muldraugh city1.6x$77,300$47,059
9West Van Lear CDP1.7x$131,100$78,625
10Greenville city1.7x$118,500$70,401

All Counties in Kentucky (120)

City ↕Population ↓Median Income ↕Poverty ↕Home Value ↕
Jefferson County777,392$67,84914.5%$237,200
Fayette County321,122$67,63115.7%$272,100
Kenton County169,817$79,42111.9%$227,500
Boone County137,676$94,7526.6%$253,200
Warren County137,549$64,80116.8%$242,600
Hardin County111,452$67,60811.7%$205,900
Daviess County103,195$65,32315.3%$185,800
Madison County94,064$62,40715.8%$220,700
Campbell County93,193$77,27110.8%$234,500
Bullitt County83,209$77,6409.5%$233,700
Christian County72,599$54,19017.2%$149,200
Oldham County68,600$121,4914.0%$375,000
McCracken County67,584$62,38515.3%$182,900
Pulaski County65,503$50,94320.3%$156,300
Laurel County62,731$56,99921.3%$143,400
Scott County58,269$83,66010.4%$264,200
Pike County57,466$42,17925.1%$104,200
Jessamine County53,792$74,88610.5%$245,100
Franklin County51,563$66,47013.4%$198,700
Shelby County48,599$82,6718.6%$277,500
Boyd County48,043$60,65917.7%$126,300
Nelson County47,102$67,8889.7%$224,100
Hopkins County45,143$57,61019.2%$128,800
Barren County44,670$49,17121.1%$166,900
Henderson County44,493$58,23915.4%$165,700
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All Cities & Places in Kentucky (552)

City ↕Population ↓Median Income ↕Poverty ↕Home Value ↕
Louisville/Jefferson County metro government (balance)627,210$64,73116.1%$221,500
Lexington-Fayette urban county321,122$67,63115.7%$272,100
Bowling Green city73,638$48,41925.4%$232,100
Owensboro city60,112$53,29519.9%$162,900
Covington city40,902$58,81421.8%$167,900
Georgetown city38,206$78,37312.2%$244,200
Richmond city35,498$48,22321.6%$205,900
Florence city32,334$68,5089.7%$196,200
Elizabethtown city31,870$56,25015.7%$223,200
Nicholasville city31,625$67,51412.4%$210,700
Hopkinsville city31,011$47,42820.1%$140,200
Independence city29,024$98,6538.5%$240,500
Jeffersontown city28,988$78,1856.8%$236,800
Frankfort city28,452$54,43818.7%$171,600
Henderson city27,994$47,17619.7%$151,400
Paducah city26,894$51,24321.5%$164,600
Radcliff city22,967$60,97613.3%$163,300
Ashland city21,405$52,19922.8%$125,300
Erlanger city19,677$78,42011.0%$189,400
Madisonville city19,442$56,90220.9%$152,300
Winchester city19,133$57,65315.8%$180,400
Mount Washington city18,228$93,8524.6%$253,700
Burlington CDP18,090$101,5505.7%$229,700
Murray city17,888$40,34824.9%$193,300
St. Matthews city17,491$80,7168.0%$325,700
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Download Kentucky Data

Free CSV downloads of Kentucky demographic data — no account or payment required.

Population Overview

Kentucky has a total population of 4,510,725, making it a mid-sized state in the nation. The median age is 39.1 years, 1% higher the national median of 38.7 years.

Age Demographics

The median age in Kentucky is 39.1 years. This is 1% higher than the state median of 38.7 years.

Economy, Income & Housing

The median household income in Kentucky is $62,417. This is 21% lower than the state median of $78,538. Compared to the national median of $78,538, household income here is 21% lower. The poverty rate stands at 16.1%. This is 30% higher than the state poverty rate of 12.4%. The unemployment rate is 4.8%. This is 7% lower than the state rate of 5.2%. The median home value is $192,300. Housing costs are 37% lower than the state median of $303,400. The home-value-to-income ratio is 3.1x. 68.3% of occupied housing units are owner-occupied. This homeownership rate is 5% higher than the state average of 65.0%.

Race & Ethnicity

The largest racial or ethnic group in Kentucky is White (non-Hispanic), making up 82.3% of the population. Black or African American residents account for 7.8%. The Hispanic or Latino population (4.7%) is well below the state average of 19.0%. The Asian population (1.5%) is well below the state average of 5.8%.

Education

27.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 23% lower than the state rate of 35.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.5%.

Frequently Asked Questions

What is the population of Kentucky?

Kentucky has a total population of 4,510,725 according to the U.S. Census ACS 5-Year Estimates.

What is the median income in Kentucky?

The median household income in Kentucky is $62,417, which is 21% lower the national median of $78,538.

How many cities are in Kentucky?

Kentucky has 552 Census-designated places (cities, towns, and CDPs) and 120 counties.

What is the poverty rate in Kentucky?

The poverty rate in Kentucky is 16.1%, compared to the national average of 12.4%.

What is the largest city in Kentucky?

The largest city in Kentucky is Louisville/Jefferson County metro government (balance) with a population of 627,210.