Cold Spring city, Kentucky Demographics & Population 2026

Population Overview

Cold Spring city is a small city located in Kentucky. The total population is 6,298. It ranks as the 74th most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Cold Spring city is 52.0 years. This is 33% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Cold Spring city is $80,172. This is 28% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 2% higher. The poverty rate stands at 10.2%. This is 37% lower than the state poverty rate of 16.1%. The unemployment rate is 2.1%. This is 56% lower than the state rate of 4.8%. The median home value is $235,200. Housing costs are 22% higher than the state median of $192,300. With a home-value-to-income ratio of just 2.9x, Cold Spring city is one of the most affordable housing markets in the area. 87.6% of occupied housing units are owner-occupied. This homeownership rate is 28% higher than the state average of 68.3%.

Race & Ethnicity

Cold Spring city has a predominantly White (non-Hispanic) population, comprising 93.3% of all residents. Black or African American residents account for 2.5%. The Black or African American population (2.5%) is well below the state average of 7.8%. The Hispanic or Latino population (1.5%) is well below the state average of 4.7%. The Asian population (0.5%) is well below the state average of 1.5%.

Education

40.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 51% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.4%. Notably, 17.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cold Spring city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.