Coldstream city, Kentucky Demographics & Population 2026
As of 2026, Coldstream city, Kentucky has a total population of 1,269, the 216th largest city in Kentucky, with a median household income of $96,417, which is 54% higher than the state average. The poverty rate is 2.8%.
Key Takeaways
- Household income is 54% above the state average — one of the wealthiest communities in Kentucky.
- An exceptionally low poverty rate of 2.8% — among the lowest in Kentucky.
- Near full employment with an unemployment rate of just 1.3%.
Coldstream city Quick Facts
How Coldstream city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A diverse community with significant representation from multiple racial and ethnic groups.
State average: 31 | National average: 60
Education
Educational Attainment (Adults 25+)
Coldstream city Rankings in Kentucky
Explore Kentucky Rankings
Cities Similar to Coldstream city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Plano CDP | 1,293 | $96,818 | $226,100 | 29.4% | 5.6% |
| Pine Knot CDP | 1,358 | N/A | $111,300 | 14.4% | 48.3% |
| Bellefonte city | 1,251 | $114,063 | $278,800 | 49.9% | 6.7% |
| Barbourmeade city | 1,208 | $109,800 | $360,700 | 61.2% | 12.4% |
| Beechwood Village city | 1,305 | $119,688 | $335,400 | 67.2% | 6.2% |
Population Overview
Coldstream city is a small community located in Kentucky. The total population is 1,269. It ranks as the 216th most populous out of 552 cities and towns in Kentucky.
Age Demographics
The median age in Coldstream city is 36.2 years. This is 7% lower than the state median of 39.1 years.
Economy, Income & Housing
The median household income in Coldstream city is $96,417. This is 54% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 23% higher. The poverty rate stands at 2.8%. This is 83% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.3%. This is 74% lower than the state rate of 4.8%. The median home value is $260,300. Housing costs are 35% higher than the state median of $192,300. With a home-value-to-income ratio of just 2.7x, Coldstream city is one of the most affordable housing markets in the area. 79.7% of occupied housing units are owner-occupied. This homeownership rate is 17% higher than the state average of 68.3%.
Race & Ethnicity
The largest racial or ethnic group in Coldstream city is White (non-Hispanic), making up 58.6% of the population. Black or African American residents account for 25.2%. The Black or African American population is significantly higher than the state average (25.2% vs 7.8%). The Asian population is significantly higher than the state average (8.3% vs 1.5%).
Education
46.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 72% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.0%. Notably, 19.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Coldstream city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Coldstream city, Kentucky?
Coldstream city, Kentucky has a population of 1,269 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Coldstream city, KY?
The median household income in Coldstream city is $96,417, which is 23% higher the national median of $78,538.
What is the poverty rate in Coldstream city, KY?
The poverty rate in Coldstream city is 2.8%. This means approximately 35 residents live below the federal poverty line.
What is the racial makeup of Coldstream city, Kentucky?
Coldstream city's population is 58.6% White, 25.2% Black, 4.2% Hispanic/Latino, and 8.3% Asian.
What is the median home value in Coldstream city, KY?
The median home value in Coldstream city is $260,300. The home-value-to-income ratio is 2.7x.
How educated is Coldstream city, Kentucky?
46.5% of adults (25+) in Coldstream city hold a bachelor's degree or higher, and 19.7% hold a graduate or professional degree.