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Coldstream city, Kentucky Demographics & Population 2026

As of 2026, Coldstream city, Kentucky has a total population of 1,269, the 216th largest city in Kentucky, with a median household income of $96,417, which is 54% higher than the state average. The poverty rate is 2.8%.

Key Takeaways

Coldstream city Quick Facts

Population 1,269
Median Household Income $96,417
Median Home Value $260,300
Poverty Rate 2.8%
Unemployment Rate 1.3%
Median Age 36.2 years
Homeownership Rate 79.7%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 46.5%
High School Graduation Rate 98.0%
Diversity Index 58/100
Population 1,269 216th of 552
Median Income $96,417 top 20%
Poverty Rate 2.8% 78% lower national
Median Home Value $260,300 top 20%

How Coldstream city Compares

Economy & Housing

Employment

1.3% Unemployment Rate State: 4.8% | National: 5.2%
75.1% Labor Force Participation

Housing Overview

Owner 79.7%
Renter 20.3%
Affordability Index Very Affordable
2.7x home value to income ratio

People & Demographics

Diversity Index

58out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 31 | National average: 60

Education

Coldstream city Rankings in Kentucky

#216 Population of 552
#87 Median Income of 552
#88 Education of 552
#90 Home Value of 552

Cities Similar to Coldstream city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Plano CDP1,293$96,818$226,10029.4%5.6%
Pine Knot CDP1,358N/A$111,30014.4%48.3%
Bellefonte city1,251$114,063$278,80049.9%6.7%
Barbourmeade city1,208$109,800$360,70061.2%12.4%
Beechwood Village city1,305$119,688$335,40067.2%6.2%

Population Overview

Coldstream city is a small community located in Kentucky. The total population is 1,269. It ranks as the 216th most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Coldstream city is 36.2 years. This is 7% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Coldstream city is $96,417. This is 54% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 23% higher. The poverty rate stands at 2.8%. This is 83% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.3%. This is 74% lower than the state rate of 4.8%. The median home value is $260,300. Housing costs are 35% higher than the state median of $192,300. With a home-value-to-income ratio of just 2.7x, Coldstream city is one of the most affordable housing markets in the area. 79.7% of occupied housing units are owner-occupied. This homeownership rate is 17% higher than the state average of 68.3%.

Race & Ethnicity

The largest racial or ethnic group in Coldstream city is White (non-Hispanic), making up 58.6% of the population. Black or African American residents account for 25.2%. The Black or African American population is significantly higher than the state average (25.2% vs 7.8%). The Asian population is significantly higher than the state average (8.3% vs 1.5%).

Education

46.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 72% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.0%. Notably, 19.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Coldstream city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Coldstream city, Kentucky?

Coldstream city, Kentucky has a population of 1,269 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Coldstream city, KY?

The median household income in Coldstream city is $96,417, which is 23% higher the national median of $78,538.

What is the poverty rate in Coldstream city, KY?

The poverty rate in Coldstream city is 2.8%. This means approximately 35 residents live below the federal poverty line.

What is the racial makeup of Coldstream city, Kentucky?

Coldstream city's population is 58.6% White, 25.2% Black, 4.2% Hispanic/Latino, and 8.3% Asian.

What is the median home value in Coldstream city, KY?

The median home value in Coldstream city is $260,300. The home-value-to-income ratio is 2.7x.

How educated is Coldstream city, Kentucky?

46.5% of adults (25+) in Coldstream city hold a bachelor's degree or higher, and 19.7% hold a graduate or professional degree.