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Cumberland city, Kentucky Demographics & Population 2026

High PovertyPoverty rate of 57.0% is well above the state average
Very AffordableHome value to income ratio of 1.7x is exceptionally low

As of 2026, Cumberland city, Kentucky has a total population of 2,234, the 158th largest city in Kentucky, with a median household income of $35,309, which is 43% lower than the state average. The poverty rate is 57.0%.

Key Takeaways

Cumberland city Quick Facts

Population 2,234
Median Household Income $35,309
Median Home Value $61,600
Poverty Rate 57.0%
Unemployment Rate 34.6%
Median Age 31.1 years
Homeownership Rate 54.4%
Affordability Ratio 1.7x
Bachelor's Degree or Higher 9.6%
High School Graduation Rate 74.4%
Diversity Index 17/100
Population 2,234 158th of 552
Median Income $35,309 bottom 20%
Poverty Rate 57.0% 358% higher national
Median Home Value $61,600 bottom 10%

How Cumberland city Compares

Economy & Housing

Employment

34.6% Unemployment Rate State: 4.8% | National: 5.2%
34.1% Labor Force Participation

Housing Overview

Owner 54.4%
Renter 45.6%
Affordability Index Very Affordable
1.7x home value to income ratio

People & Demographics

Diversity Index

17out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 60

Education

Cumberland city Rankings in Kentucky

#158 Population of 552
#426 Median Income of 552
#409 Education of 552
#480 Home Value of 552

Cities Similar to Cumberland city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Greensburg city2,218$37,321$117,70012.5%16.8%
Mount Vernon city2,259$38,639$100,50011.6%27.2%
Fulton city2,345$36,037$61,20018.5%33.6%
Jackson city2,128$34,317$75,90019.0%21.1%
Hickman city2,033N/A$68,70013.9%39.8%

Population Overview

Cumberland city is a small community located in Kentucky, within Clinton County. The total population is 2,234. It ranks as the 158th most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Cumberland city is 31.1 years. This is 20% lower than the state median of 39.1 years. With 35.6% of the population under 18, Cumberland city has a notably young demographic profile, suggesting a family-oriented community. 11.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cumberland city is $35,309. This is 43% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 55% lower. The poverty rate stands at 57.0%. This is 253% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 34.6%. This is 616% higher than the state rate of 4.8%. The median home value is $61,600. Housing costs are 68% lower than the state median of $192,300. With a home-value-to-income ratio of just 1.7x, Cumberland city is one of the most affordable housing markets in the area. 54.4% of occupied housing units are owner-occupied. This homeownership rate is 20% lower than the state average of 68.3%.

Race & Ethnicity

Cumberland city has a predominantly White (non-Hispanic) population, comprising 90.8% of all residents. Black or African American residents account for 2.3%. The Black or African American population (2.3%) is well below the state average of 7.8%. The Asian population (0.1%) is well below the state average of 1.5%.

Education

9.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 64% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 74.4%.

Data Sources & Methodology

All demographic data for Cumberland city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Cumberland city, Kentucky?

Cumberland city, Kentucky has a population of 2,234 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cumberland city, KY?

The median household income in Cumberland city is $35,309, which is 55% lower the national median of $78,538.

What is the poverty rate in Cumberland city, KY?

The poverty rate in Cumberland city is 57.0%. This means approximately 1,228 residents live below the federal poverty line.

What is the racial makeup of Cumberland city, Kentucky?

Cumberland city's population is 90.8% White, 2.3% Black, 0.0% Hispanic/Latino, and 0.1% Asian.

What is the median home value in Cumberland city, KY?

The median home value in Cumberland city is $61,600. The home-value-to-income ratio is 1.7x.

How educated is Cumberland city, Kentucky?

9.6% of adults (25+) in Cumberland city hold a bachelor's degree or higher, and 2.9% hold a graduate or professional degree.