Fincastle city, Kentucky Demographics & Population 2026

Population Overview

Fincastle city is a small community located in Kentucky. The total population is 606. It ranks as the 324th most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Fincastle city is 47.7 years. This is 22% higher than the state median of 39.1 years. 10.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Fincastle city is $85,500. This is 37% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 9% higher. The poverty rate stands at 10.4%. This is 36% lower than the state poverty rate of 16.1%. The unemployment rate is 3.9%. This is 20% lower than the state rate of 4.8%. The median home value is $253,300. Housing costs are 32% higher than the state median of $192,300. The home-value-to-income ratio is 3.0x. 92.9% of occupied housing units are owner-occupied. This homeownership rate is 36% higher than the state average of 68.3%.

Race & Ethnicity

Fincastle city is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. Black or African American residents account for 33.8%. The Black or African American population is significantly higher than the state average (33.8% vs 7.8%). The Asian population is significantly higher than the state average (5.9% vs 1.5%).

Education

44.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 66% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.3%. Notably, 18.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Fincastle city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.