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Fort Thomas city, Kentucky Demographics & Population 2026

As of 2026, Fort Thomas city, Kentucky has a total population of 17,242, the 27th largest city in Kentucky, with a median household income of $100,819, which is 62% higher than the state average. The poverty rate is 4.9%.

Key Takeaways

Fort Thomas city Quick Facts

Population 17,242
Median Household Income $100,819
Median Home Value $301,400
Poverty Rate 4.9%
Unemployment Rate 3.4%
Median Age 37.9 years
Homeownership Rate 70.2%
Affordability Ratio 3.0x
Bachelor's Degree or Higher 55.6%
High School Graduation Rate 97.1%
Diversity Index 18/100
Population 17,242 27th of 552
Median Income $100,819 top 20%
Poverty Rate 4.9% 61% lower national
Median Home Value $301,400 top 20%

How Fort Thomas city Compares

Economy & Housing

Employment

3.4% Unemployment Rate State: 4.8% | National: 5.2%
68.8% Labor Force Participation

Housing Overview

Owner 70.2%
Renter 29.8%
Affordability Index Affordable
3.0x home value to income ratio

People & Demographics

Diversity Index

18out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 60

Education

Fort Thomas city Rankings in Kentucky

#27 Population of 552
#73 Median Income of 552
#58 Education of 552
#62 Home Value of 552

Cities Similar to Fort Thomas city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Burlington CDP18,090$101,550$229,70031.2%5.7%
Mount Washington city18,228$93,852$253,70025.0%4.6%
St. Matthews city17,491$80,716$325,70056.4%8.0%
Shelbyville city17,436$73,733$238,60025.3%11.6%
Erlanger city19,677$78,420$189,40032.3%11.0%

Population Overview

Fort Thomas city is a small city located in Kentucky. The total population is 17,242. It ranks as the 27th most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Fort Thomas city is 37.9 years. This is 3% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Fort Thomas city is $100,819. This is 62% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 28% higher. The poverty rate stands at 4.9%. This is 70% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.4%. This is 30% lower than the state rate of 4.8%. The median home value is $301,400. Housing costs are 57% higher than the state median of $192,300. The home-value-to-income ratio is 3.0x. 70.2% of occupied housing units are owner-occupied. This homeownership rate is 3% higher than the state average of 68.3%.

Race & Ethnicity

Fort Thomas city has a predominantly White (non-Hispanic) population, comprising 90.1% of all residents. Hispanic or Latino residents account for 2.6%. The Black or African American population (1.9%) is well below the state average of 7.8%.

Education

55.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 106% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.1%. Notably, 23.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Fort Thomas city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.

Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Fort Thomas city, Kentucky?

Fort Thomas city, Kentucky has a population of 17,242 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Fort Thomas city, KY?

The median household income in Fort Thomas city is $100,819, which is 28% higher the national median of $78,538.

What is the poverty rate in Fort Thomas city, KY?

The poverty rate in Fort Thomas city is 4.9%. This means approximately 822 residents live below the federal poverty line.

What is the racial makeup of Fort Thomas city, Kentucky?

Fort Thomas city's population is 90.1% White, 1.9% Black, 2.6% Hispanic/Latino, and 0.8% Asian.

What is the median home value in Fort Thomas city, KY?

The median home value in Fort Thomas city is $301,400. The home-value-to-income ratio is 3.0x.

How educated is Fort Thomas city, Kentucky?

55.6% of adults (25+) in Fort Thomas city hold a bachelor's degree or higher, and 23.1% hold a graduate or professional degree.