Fort Thomas city, Kentucky Demographics & Population 2026
As of 2026, Fort Thomas city, Kentucky has a total population of 17,242, the 27th largest city in Kentucky, with a median household income of $100,819, which is 62% higher than the state average. The poverty rate is 4.9%.
Key Takeaways
- Household income is 62% above the state average — one of the wealthiest communities in Kentucky.
- An exceptionally low poverty rate of 4.9% — among the lowest in Kentucky.
Fort Thomas city Quick Facts
How Fort Thomas city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 31 | National average: 60
Education
Educational Attainment (Adults 25+)
Fort Thomas city Rankings in Kentucky
Explore Kentucky Rankings
Cities Similar to Fort Thomas city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Burlington CDP | 18,090 | $101,550 | $229,700 | 31.2% | 5.7% |
| Mount Washington city | 18,228 | $93,852 | $253,700 | 25.0% | 4.6% |
| St. Matthews city | 17,491 | $80,716 | $325,700 | 56.4% | 8.0% |
| Shelbyville city | 17,436 | $73,733 | $238,600 | 25.3% | 11.6% |
| Erlanger city | 19,677 | $78,420 | $189,400 | 32.3% | 11.0% |
Population Overview
Fort Thomas city is a small city located in Kentucky. The total population is 17,242. It ranks as the 27th most populous out of 552 cities and towns in Kentucky.
Age Demographics
The median age in Fort Thomas city is 37.9 years. This is 3% lower than the state median of 39.1 years.
Economy, Income & Housing
The median household income in Fort Thomas city is $100,819. This is 62% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 28% higher. The poverty rate stands at 4.9%. This is 70% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.4%. This is 30% lower than the state rate of 4.8%. The median home value is $301,400. Housing costs are 57% higher than the state median of $192,300. The home-value-to-income ratio is 3.0x. 70.2% of occupied housing units are owner-occupied. This homeownership rate is 3% higher than the state average of 68.3%.
Race & Ethnicity
Fort Thomas city has a predominantly White (non-Hispanic) population, comprising 90.1% of all residents. Hispanic or Latino residents account for 2.6%. The Black or African American population (1.9%) is well below the state average of 7.8%.
Education
55.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 106% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.1%. Notably, 23.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Fort Thomas city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Fort Thomas city, Kentucky?
Fort Thomas city, Kentucky has a population of 17,242 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Fort Thomas city, KY?
The median household income in Fort Thomas city is $100,819, which is 28% higher the national median of $78,538.
What is the poverty rate in Fort Thomas city, KY?
The poverty rate in Fort Thomas city is 4.9%. This means approximately 822 residents live below the federal poverty line.
What is the racial makeup of Fort Thomas city, Kentucky?
Fort Thomas city's population is 90.1% White, 1.9% Black, 2.6% Hispanic/Latino, and 0.8% Asian.
What is the median home value in Fort Thomas city, KY?
The median home value in Fort Thomas city is $301,400. The home-value-to-income ratio is 3.0x.
How educated is Fort Thomas city, Kentucky?
55.6% of adults (25+) in Fort Thomas city hold a bachelor's degree or higher, and 23.1% hold a graduate or professional degree.