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Germantown city, Kentucky Demographics & Population 2026

Lowest PovertyLowest poverty rate in Kentucky
Very AffordableHome value to income ratio of 1.2x is exceptionally low

As of 2026, Germantown city, Kentucky has a total population of 224, the 452nd largest city in Kentucky, with a median household income of $86,250, which is 38% higher than the state average. The poverty rate is 0.0%.

Key Takeaways

Germantown city Quick Facts

Population 224
Median Household Income $86,250
Median Home Value $102,300
Poverty Rate 0.0%
Unemployment Rate 0.0%
Median Age 33.2 years
Homeownership Rate 76.0%
Affordability Ratio 1.2x
Bachelor's Degree or Higher 27.7%
High School Graduation Rate 95.0%
Diversity Index 0/100
Population 224 452nd of 552
Median Income $86,250 top 30%
Poverty Rate 0.0% 100% lower national
Median Home Value $102,300 bottom 30%

How Germantown city Compares

Economy & Housing

Employment

0.0% Unemployment Rate State: 4.8% | National: 5.2%
76.8% Labor Force Participation

Housing Overview

Owner 76.0%
Renter 24.0%
Affordability Index Very Affordable
1.2x home value to income ratio

People & Demographics

Diversity Index

0out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 60

Education

Germantown city Rankings in Kentucky

#452 Population of 552
#108 Median Income of 552
#168 Education of 552
#381 Home Value of 552

Cities Similar to Germantown city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Oakland city230N/A$142,20024.4%18.3%
Payne Gap CDP217N/AN/A4.3%28.1%
Belleview CDP234N/A$122,7005.2%19.7%
Coxton CDP212N/AN/A0.0%21.2%
Bandana CDP215$88,889$128,7000.0%0.0%

Population Overview

Germantown city is a small community located in Kentucky. The total population is 224. It ranks as the 452nd most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Germantown city is 33.2 years. This is 15% lower than the state median of 39.1 years. With 32.6% of the population under 18, Germantown city has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Germantown city is $86,250. This is 38% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 10% higher. The poverty rate stands at 0.0%. This is 100% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 0.0%. This is 100% lower than the state rate of 4.8%. The median home value is $102,300. Housing costs are 47% lower than the state median of $192,300. With a home-value-to-income ratio of just 1.2x, Germantown city is one of the most affordable housing markets in the area. 76.0% of occupied housing units are owner-occupied. This homeownership rate is 11% higher than the state average of 68.3%.

Race & Ethnicity

Germantown city has a predominantly White (non-Hispanic) population, comprising 100.0% of all residents.

Education

27.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 2% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.0%.

Data Sources & Methodology

All demographic data for Germantown city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.

Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Germantown city, Kentucky?

Germantown city, Kentucky has a population of 224 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Germantown city, KY?

The median household income in Germantown city is $86,250, which is 10% higher the national median of $78,538.

What is the poverty rate in Germantown city, KY?

The poverty rate in Germantown city is 0.0%. This means approximately 0 residents live below the federal poverty line.

What is the racial makeup of Germantown city, Kentucky?

Germantown city's population is 100.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Germantown city, KY?

The median home value in Germantown city is $102,300. The home-value-to-income ratio is 1.2x.

How educated is Germantown city, Kentucky?

27.7% of adults (25+) in Germantown city hold a bachelor's degree or higher, and 14.2% hold a graduate or professional degree.