Germantown city, Kentucky Demographics & Population 2026
As of 2026, Germantown city, Kentucky has a total population of 224, the 452nd largest city in Kentucky, with a median household income of $86,250, which is 38% higher than the state average. The poverty rate is 0.0%.
Key Takeaways
- Household income is 38% above the state average — one of the wealthiest communities in Kentucky.
- An exceptionally low poverty rate of 0.0% — among the lowest in Kentucky.
- Housing is very affordable with a home-value-to-income ratio of just 1.2x.
- Near full employment with an unemployment rate of just 0.0%.
Germantown city Quick Facts
How Germantown city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 31 | National average: 60
Education
Educational Attainment (Adults 25+)
Germantown city Rankings in Kentucky
Explore Kentucky Rankings
Cities Similar to Germantown city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Oakland city | 230 | N/A | $142,200 | 24.4% | 18.3% |
| Payne Gap CDP | 217 | N/A | N/A | 4.3% | 28.1% |
| Belleview CDP | 234 | N/A | $122,700 | 5.2% | 19.7% |
| Coxton CDP | 212 | N/A | N/A | 0.0% | 21.2% |
| Bandana CDP | 215 | $88,889 | $128,700 | 0.0% | 0.0% |
Population Overview
Germantown city is a small community located in Kentucky. The total population is 224. It ranks as the 452nd most populous out of 552 cities and towns in Kentucky.
Age Demographics
The median age in Germantown city is 33.2 years. This is 15% lower than the state median of 39.1 years. With 32.6% of the population under 18, Germantown city has a notably young demographic profile, suggesting a family-oriented community.
Economy, Income & Housing
The median household income in Germantown city is $86,250. This is 38% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 10% higher. The poverty rate stands at 0.0%. This is 100% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 0.0%. This is 100% lower than the state rate of 4.8%. The median home value is $102,300. Housing costs are 47% lower than the state median of $192,300. With a home-value-to-income ratio of just 1.2x, Germantown city is one of the most affordable housing markets in the area. 76.0% of occupied housing units are owner-occupied. This homeownership rate is 11% higher than the state average of 68.3%.
Race & Ethnicity
Germantown city has a predominantly White (non-Hispanic) population, comprising 100.0% of all residents.
Education
27.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 2% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.0%.
Data Sources & Methodology
All demographic data for Germantown city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Germantown city, Kentucky?
Germantown city, Kentucky has a population of 224 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Germantown city, KY?
The median household income in Germantown city is $86,250, which is 10% higher the national median of $78,538.
What is the poverty rate in Germantown city, KY?
The poverty rate in Germantown city is 0.0%. This means approximately 0 residents live below the federal poverty line.
What is the racial makeup of Germantown city, Kentucky?
Germantown city's population is 100.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Germantown city, KY?
The median home value in Germantown city is $102,300. The home-value-to-income ratio is 1.2x.
How educated is Germantown city, Kentucky?
27.7% of adults (25+) in Germantown city hold a bachelor's degree or higher, and 14.2% hold a graduate or professional degree.