Monterey city, Kentucky Demographics & Population 2026

Population Overview

Monterey city is a small community located in Kentucky. The total population is 94. It ranks as the 526th most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Monterey city is 45.0 years. This is 15% higher than the state median of 39.1 years. Only 12.8% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Monterey city is $66,458. This is 6% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 15% lower. The poverty rate stands at 28.7%. This is 78% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 16.4%. This is 239% higher than the state rate of 4.8%. The median home value is $107,100. Housing costs are 44% lower than the state median of $192,300. With a home-value-to-income ratio of just 1.6x, Monterey city is one of the most affordable housing markets in the area. 89.4% of occupied housing units are owner-occupied. This homeownership rate is 31% higher than the state average of 68.3%.

Race & Ethnicity

Monterey city has a predominantly White (non-Hispanic) population, comprising 98.9% of all residents.

Education

13.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 49% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.9%.

Data Sources & Methodology

All demographic data for Monterey city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.