Monticello city, Kentucky Demographics & Population 2026
As of 2026, Monticello city, Kentucky has a total population of 5,741, the 79th largest city in Kentucky, with a median household income of $37,733, which is 40% lower than the state average. The poverty rate is 34.9%.
Key Takeaways
- Household income is 40% below the state average, indicating significant economic challenges.
- More than 1 in 4 residents live below the poverty line (34.9%), well above the national average of 12.4%.
Monticello city Quick Facts
How Monticello city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 31 | National average: 60
Education
Educational Attainment (Adults 25+)
Monticello city Rankings in Kentucky
Explore Kentucky Rankings
Cities Similar to Monticello city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Lebanon city | 6,364 | $39,483 | $130,100 | 8.3% | 31.6% |
| Central City city | 5,736 | $49,025 | $140,700 | 9.6% | 24.7% |
| Williamsburg city | 5,226 | $32,431 | $108,800 | 20.4% | 31.6% |
| Morehead city | 6,924 | $35,000 | $176,300 | 31.3% | 34.4% |
| Leitchfield city | 6,434 | $47,168 | $156,700 | 10.9% | 22.3% |
Population Overview
Monticello city is a small city located in Kentucky. The total population is 5,741. It ranks as the 79th most populous out of 552 cities and towns in Kentucky.
Age Demographics
The median age in Monticello city is 40.2 years. This is 3% higher than the state median of 39.1 years.
Economy, Income & Housing
The median household income in Monticello city is $37,733. This is 40% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 52% lower. The poverty rate stands at 34.9%. This is 116% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.1%. This is 14% lower than the state rate of 4.8%. The median home value is $125,800. Housing costs are 35% lower than the state median of $192,300. The home-value-to-income ratio is 3.3x. 54.4% of occupied housing units are owner-occupied. This homeownership rate is 20% lower than the state average of 68.3%.
Race & Ethnicity
The largest racial or ethnic group in Monticello city is White (non-Hispanic), making up 82.5% of the population. Hispanic or Latino residents account for 11.8%. The Hispanic or Latino population is significantly higher than the state average (11.8% vs 4.7%). The Asian population (0.1%) is well below the state average of 1.5%.
Education
11.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 57% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 82.0%.
Data Sources & Methodology
All demographic data for Monticello city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Monticello city, Kentucky?
Monticello city, Kentucky has a population of 5,741 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Monticello city, KY?
The median household income in Monticello city is $37,733, which is 52% lower the national median of $78,538.
What is the poverty rate in Monticello city, KY?
The poverty rate in Monticello city is 34.9%. This means approximately 1,918 residents live below the federal poverty line.
What is the racial makeup of Monticello city, Kentucky?
Monticello city's population is 82.5% White, 4.2% Black, 11.8% Hispanic/Latino, and 0.1% Asian.
What is the median home value in Monticello city, KY?
The median home value in Monticello city is $125,800. The home-value-to-income ratio is 3.3x.
How educated is Monticello city, Kentucky?
11.7% of adults (25+) in Monticello city hold a bachelor's degree or higher, and 6.4% hold a graduate or professional degree.