Oldham County, Kentucky Demographics 2026

Population Overview

Oldham County is located in Kentucky with a total population of 68,600. It is the 12th most populous county out of 120 in Kentucky.

Age Demographics

The median age in Oldham County is 39.7 years. This is 2% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Oldham County is $121,491. This is 95% higher than the state median of $62,417. Compared to the national median of $78,538, household income here is 55% higher. The poverty rate stands at 4.0%. This is 75% lower than the state poverty rate of 16.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.4%. This is 31% lower than the state rate of 4.8%. The median home value is $375,000. Housing costs are 95% higher than the state median of $192,300. The home-value-to-income ratio is 3.1x. 88.0% of occupied housing units are owner-occupied. This homeownership rate is 29% higher than the state average of 68.3%.

Race & Ethnicity

Oldham County has a predominantly White (non-Hispanic) population, comprising 86.3% of all residents. Hispanic or Latino residents account for 4.8%. The Black or African American population (3.6%) is well below the state average of 7.8%.

Education

45.6% of residents aged 25 and older hold a bachelor's degree or higher. This places Oldham County in the top 10% of all cities in the state for educational attainment. This is 69% higher than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.1%. Notably, 19.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.