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Owingsville city, Kentucky Demographics & Population 2026

Very AffordableHome value to income ratio of 2.3x is exceptionally low

As of 2026, Owingsville city, Kentucky has a total population of 1,977, the 175th largest city in Kentucky, with a median household income of $40,150, which is 36% lower than the state average. The poverty rate is 20.3%.

Key Takeaways

Owingsville city Quick Facts

Population 1,977
Median Household Income $40,150
Median Home Value $92,700
Poverty Rate 20.3%
Unemployment Rate 5.3%
Median Age 41.5 years
Homeownership Rate 58.6%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 13.4%
High School Graduation Rate 87.0%
Diversity Index 10/100
Population 1,977 175th of 552
Median Income $40,150 bottom 30%
Poverty Rate 20.3% 63% higher national
Median Home Value $92,700 bottom 20%

How Owingsville city Compares

Economy & Housing

Employment

5.3% Unemployment Rate State: 4.8% | National: 5.2%
55.7% Labor Force Participation

Housing Overview

Owner 58.6%
Renter 41.4%
Affordability Index Very Affordable
2.3x home value to income ratio

People & Demographics

Diversity Index

10out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 60

Education

Owingsville city Rankings in Kentucky

#175 Population of 552
#387 Median Income of 552
#345 Education of 552
#409 Home Value of 552

Cities Similar to Owingsville city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Albany city1,972$40,301$102,50016.9%23.2%
Hickman city2,033N/A$68,70013.9%39.8%
Dawson Springs city1,973$31,607$73,5005.0%26.9%
Sturgis city1,827$43,938$83,40011.6%18.3%
Whitesburg city1,998$31,875$111,30021.9%34.9%

Population Overview

Owingsville city is a small community located in Kentucky. The total population is 1,977. It ranks as the 175th most populous out of 552 cities and towns in Kentucky.

Age Demographics

The median age in Owingsville city is 41.5 years. This is 6% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Owingsville city is $40,150. This is 36% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 49% lower. The poverty rate stands at 20.3%. This is 26% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 5.3%. This is 10% higher than the state rate of 4.8%. The median home value is $92,700. Housing costs are 52% lower than the state median of $192,300. With a home-value-to-income ratio of just 2.3x, Owingsville city is one of the most affordable housing markets in the area. 58.6% of occupied housing units are owner-occupied. This homeownership rate is 14% lower than the state average of 68.3%.

Race & Ethnicity

Owingsville city has a predominantly White (non-Hispanic) population, comprising 94.8% of all residents. Black or African American residents account for 3.0%. The Black or African American population (3.0%) is well below the state average of 7.8%. The Hispanic or Latino population (0.8%) is well below the state average of 4.7%.

Education

13.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 50% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.0%.

Data Sources & Methodology

All demographic data for Owingsville city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Owingsville city, Kentucky?

Owingsville city, Kentucky has a population of 1,977 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Owingsville city, KY?

The median household income in Owingsville city is $40,150, which is 49% lower the national median of $78,538.

What is the poverty rate in Owingsville city, KY?

The poverty rate in Owingsville city is 20.3%. This means approximately 398 residents live below the federal poverty line.

What is the racial makeup of Owingsville city, Kentucky?

Owingsville city's population is 94.8% White, 3.0% Black, 0.8% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Owingsville city, KY?

The median home value in Owingsville city is $92,700. The home-value-to-income ratio is 2.3x.

How educated is Owingsville city, Kentucky?

13.4% of adults (25+) in Owingsville city hold a bachelor's degree or higher, and 7.8% hold a graduate or professional degree.