St. Charles city, Kentucky Demographics & Population 2026
As of 2026, St. Charles city, Kentucky has a total population of 308, the 413th largest city in Kentucky, with a median household income of $40,000, which is 36% lower than the state average. The poverty rate is 45.1%.
Key Takeaways
- Household income is 36% below the state average, indicating significant economic challenges.
- More than 1 in 4 residents live below the poverty line (45.1%), well above the national average of 12.4%.
- Only 6.6% of adults have a bachelor's degree, well below the national average of 35.0%.
- Housing is very affordable with a home-value-to-income ratio of just 1.4x.
- Near full employment with an unemployment rate of just 0.0%.
St. Charles city Quick Facts
How St. Charles city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 31 | National average: 60
Education
Educational Attainment (Adults 25+)
St. Charles city Rankings in Kentucky
Explore Kentucky Rankings
Cities Similar to St. Charles city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| McRoberts CDP | 303 | N/A | N/A | 24.9% | 47.1% |
| Moseleyville CDP | 303 | N/A | $160,700 | 0.0% | 23.1% |
| Big Clifty CDP | 302 | N/A | $103,600 | 3.1% | 32.8% |
| Summer Shade CDP | 295 | N/A | N/A | 11.1% | 50.8% |
| Ages CDP | 302 | $45,333 | $70,500 | 10.3% | 35.1% |
Population Overview
St. Charles city is a small community located in Kentucky. The total population is 308. It ranks as the 413th most populous out of 552 cities and towns in Kentucky.
Age Demographics
The median age in St. Charles city is 35.2 years. This is 10% lower than the state median of 39.1 years.
Economy, Income & Housing
The median household income in St. Charles city is $40,000. This is 36% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 49% lower. The poverty rate stands at 45.1%. This is 180% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 0.0%. This is 100% lower than the state rate of 4.8%. The median home value is $54,500. Housing costs are 72% lower than the state median of $192,300. With a home-value-to-income ratio of just 1.4x, St. Charles city is one of the most affordable housing markets in the area. 60.7% of occupied housing units are owner-occupied. This homeownership rate is 11% lower than the state average of 68.3%.
Race & Ethnicity
St. Charles city has a predominantly White (non-Hispanic) population, comprising 96.4% of all residents. Hispanic or Latino residents account for 1.3%. The Hispanic or Latino population (1.3%) is well below the state average of 4.7%.
Education
6.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 75% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 65.8%.
Data Sources & Methodology
All demographic data for St. Charles city, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of St. Charles city, Kentucky?
St. Charles city, Kentucky has a population of 308 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in St. Charles city, KY?
The median household income in St. Charles city is $40,000, which is 49% lower the national median of $78,538.
What is the poverty rate in St. Charles city, KY?
The poverty rate in St. Charles city is 45.1%. This means approximately 139 residents live below the federal poverty line.
What is the racial makeup of St. Charles city, Kentucky?
St. Charles city's population is 96.4% White, 0.0% Black, 1.3% Hispanic/Latino, and 0.0% Asian.
What is the median home value in St. Charles city, KY?
The median home value in St. Charles city is $54,500. The home-value-to-income ratio is 1.4x.
How educated is St. Charles city, Kentucky?
6.6% of adults (25+) in St. Charles city hold a bachelor's degree or higher, and 0.5% hold a graduate or professional degree.