Spencer CDP, Massachusetts Demographics & Population 2026

Population Overview

Spencer CDP is a small city located in Massachusetts. The total population is 5,520. It ranks as the 117th most populous out of 248 cities and towns in Massachusetts.

Age Demographics

The median age in Spencer CDP is 50.8 years. This is 27% higher than the state median of 40.0 years. Only 13.9% of residents are under 18, indicating fewer families with children. 11.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Spencer CDP is $59,618. This is 41% lower than the state median of $101,341. Compared to the national median of $78,538, household income here is 24% lower. The poverty rate stands at 11.4%. This is 14% higher than the state poverty rate of 10.0%. The unemployment rate is 6.4%. This is 25% higher than the state rate of 5.1%. The median home value is $297,700. Housing costs are 43% lower than the state median of $525,800. The home-value-to-income ratio is 5.0x. 40.9% of occupied housing units are owner-occupied. This homeownership rate is 35% lower than the state average of 62.6%.

Race & Ethnicity

Spencer CDP has a predominantly White (non-Hispanic) population, comprising 88.2% of all residents. Hispanic or Latino residents account for 6.3%. The Black or African American population (0.9%) is well below the state average of 6.5%. The Hispanic or Latino population (6.3%) is well below the state average of 12.9%. The Asian population (0.8%) is well below the state average of 7.0%.

Education

15.7% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 66% lower than the state rate of 46.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.5%.

Data Sources & Methodology

All demographic data for Spencer CDP, Massachusetts is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Massachusetts state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 248 Census-designated places in Massachusetts. For official data, visit data.census.gov.