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Central Lake, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, Central Lake, Michigan had a total population of 1,051, the 431st largest village in Michigan, with a median household income of $63,269, which is 13% lower than the state average. The poverty rate is 8.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Central Lake Quick Facts

Population 1,051
Median Household Income $63,269
Median Home Value $167,100
Poverty Rate 8.7%
Unemployment Rate 2.3%
Median Age 35.4 years
Homeownership Rate 75.3%
Affordability Ratio 2.6x
Bachelor's Degree or Higher 24.3%
High School Graduation Rate 96.0%
Diversity Index 5/100
Population 1,051 431st of 745
Median Income $63,269 average
Poverty Rate 8.7% 30% lower than national
Median Home Value $167,100 average

How Central Lake Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population9761,051+7.7%
Median household income$58,900$63,269+7.4%
Median home value$152,800$167,100+9.4%

How Central Lake Compares

Economy & Housing

Household Income Distribution

Under $25K 6.4%
$25K-$50K 28.1%
$50K-$100K 50.0%
$100K+ 15.6%
Detailed income brackets
Under $10K
0.5%
$10K-$15K
2.0%
$15K-$20K
2.0%
$20K-$25K
1.8%
$25K-$30K
5.1%
$30K-$35K
10.7%
$35K-$40K
6.1%
$40K-$45K
4.6%
$45K-$50K
1.5%
$50K-$60K
8.2%
$60K-$75K
20.9%
$75K-$100K
20.9%
$100K-$125K
9.4%
$125K-$150K
3.1%
$150K-$200K
2.0%
$200K+
1.0%

Employment

2.3% Unemployment Rate State: 5.7%|National: 5.2%
58.7% Labor Force Participation

Housing Overview

Owner 75.3%
Renter 24.7%
Affordability Index Very Affordable
2.6x home value to income ratio
Median gross rent $1,008/mo 19.1% of median household income annually

People & Demographics

Diversity Index

5out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Central Lake Rankings in Michigan

#431 Population of 745
#341 Median Income of 732
#297 Education of 745
#343 Home Value of 730

Other Cities in Antrim County

CityPopulationMedian IncomePovertyHome Value
Elk Rapids 1,624 $70,938 3.7% $393,400
Lakes of the North 1,524 $82,188 9.3% $232,100
Mancelona 1,476 $51,691 16.8% $131,400
Bellaire 1,008 $55,789 14.0% $230,100
Eastport 311 $55,761 14.8% $331,300
Alba 282 $100,870 1.8% N/A
Ellsworth 265 $61,000 8.7% $160,200
Alden 133 $56,250 0.0% $311,400

Cities Similar to Central Lake

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Dollar Bay1,049$61,250$153,10023.1%13.5%
Stevensville1,095$64,125$191,20031.6%7.5%
Ossineke1,019$59,583$159,20013.3%10.0%
Au Gres1,018$67,115$159,00021.0%13.2%
Memphis1,064$57,222$213,30014.9%24.7%

Population Overview

Central Lake is a small community located in Michigan, within Antrim County. The total population is 1,051. It ranks as the 431st most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Central Lake is 35.4 years. This is 12% lower than the state median of 40.2 years. With 31.1% of the population under 18, Central Lake has a notably young demographic profile, suggesting a family-oriented community. 10.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Central Lake is $63,269. This is 13% lower than the state median of $72,875. It is also 22% lower than the national median of $80,734. The poverty rate stands at 8.7%. This is 34% lower than the state poverty rate of 13.2%. The unemployment rate is 2.3%. This is 60% lower than the state rate of 5.7%. The median home value is $167,100. Housing costs are 28% lower than the state median of $231,600. With a home-value-to-income ratio of just 2.6x, Central Lake is one of the most affordable housing markets in the area. 75.3% of occupied housing units are owner-occupied. This homeownership rate is 3% higher than the state average of 73.2%.

Race & Ethnicity

Central Lake has a predominantly White (non-Hispanic) population, comprising 97.5% of all residents. Hispanic or Latino residents account for 1.1%. The Black or African American population (0.1%) is well below the state average of 13.1%. The Hispanic or Latino population (1.1%) is well below the state average of 5.9%.

Education

24.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 25% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%.

Data Sources & Methodology

All demographic data for Central Lake, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Central Lake, Michigan?

Central Lake, Michigan has a population of 1,051 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Central Lake, MI?

The median household income in Central Lake is $63,269, which is 22% lower than the national median of $80,734.

What is the poverty rate in Central Lake, MI?

The poverty rate in Central Lake is 8.7%. This means approximately 91 residents live below the federal poverty line.

What is the racial makeup of Central Lake, Michigan?

Central Lake's population is 97.5% White, 0.1% Black, 1.1% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Central Lake, MI?

The median home value in Central Lake is $167,100. The home-value-to-income ratio is 2.6x.

How educated is Central Lake, Michigan?

24.3% of adults (25+) in Central Lake hold a bachelor's degree or higher, and 7.5% hold a graduate or professional degree.