Otsego County, Michigan Demographics 2026

Population Overview

Otsego County is located in Michigan with a total population of 25,352. It is the 56th most populous county out of 83 in Michigan. The county encompasses 1 Census-designated place.

Age Demographics

The median age in Otsego County is 44.5 years. This is 11% higher than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Otsego County is $67,285. This is 5% lower than the state median of $71,149. Compared to the national median of $78,538, household income here is 14% lower. The poverty rate stands at 9.6%. This is 26% lower than the state poverty rate of 13.1%. The unemployment rate is 4.5%. This is 23% lower than the state rate of 5.8%. The median home value is $196,500. Housing costs are 10% lower than the state median of $217,600. With a home-value-to-income ratio of just 2.9x, Otsego County is one of the most affordable housing markets in the area. 78.0% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 72.9%.

Race & Ethnicity

Otsego County has a predominantly White (non-Hispanic) population, comprising 93.4% of all residents. Hispanic or Latino residents account for 1.9%. The Black or African American population (0.8%) is well below the state average of 13.2%. The Hispanic or Latino population (1.9%) is well below the state average of 5.7%. The Asian population (0.6%) is well below the state average of 3.3%.

Education

25.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 19% lower than the state rate of 31.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.9%.