St. Charles, Michigan Demographics & Population 2026
During the 2020–2024 ACS period, St. Charles, Michigan had a total population of 1,934, the 317th largest village in Michigan, with a median household income of $50,000, which is 31% lower than the state average. The poverty rate is 15.3%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 31% below the state average, indicating significant economic challenges.
- Housing is very affordable with a home-value-to-income ratio of just 2.4x.
St. Charles Quick Facts
How St. Charles Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,857 | 1,934 | +4.1% |
| Median household income | $49,816 | $50,000 | +0.4% |
| Median home value | $106,300 | $118,500 | +11.5% |
How St. Charles Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 45 | National average: 61
Education
Educational Attainment (Adults 25+)
St. Charles Rankings in Michigan
Explore Michigan Rankings
Other Cities in Saginaw County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Saginaw | 43,536 | $38,579 | 34.0% | $60,000 |
| Freeland | 7,557 | $110,547 | 5.5% | $265,900 |
| Shields | 7,402 | $82,125 | 13.1% | $174,500 |
| Bridgeport | 6,884 | $51,071 | 23.8% | $98,800 |
| Buena Vista | 5,798 | $41,999 | 20.4% | $62,000 |
| Frankenmuth | 5,157 | $85,433 | 4.9% | $300,500 |
| Chesaning | 2,484 | $59,777 | 13.9% | $136,700 |
| Zilwaukee | 1,609 | $57,756 | 15.2% | $95,300 |
| Hemlock | 1,529 | $102,188 | 8.4% | $221,800 |
| Birch Run | 1,439 | $70,521 | 13.5% | $191,000 |
Cities Similar to St. Charles
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Hart | 1,924 | $50,956 | $140,900 | 19.4% | 21.3% |
| Marlette | 1,850 | $48,571 | $132,300 | 12.1% | 18.0% |
| Sebewaing | 1,850 | $48,125 | $98,700 | 12.3% | 13.1% |
| Galesburg | 2,023 | $52,153 | $120,800 | 10.1% | 25.7% |
| Baraga | 1,939 | $43,558 | $114,600 | 5.8% | 17.2% |
Population Overview
St. Charles is a small community located in Michigan, within Saginaw County. The total population is 1,934. It ranks as the 317th most populous out of 745 Census-designated places in Michigan.
Age Demographics
The median age in St. Charles is 46.6 years. This is 16% higher than the state median of 40.2 years.
Economy, Income & Housing
The median household income in St. Charles is $50,000. This is 31% lower than the state median of $72,875. It is also 38% lower than the national median of $80,734. The poverty rate stands at 15.3%. This is 16% higher than the state poverty rate of 13.2%. The unemployment rate is 5.7%. The median home value is $118,500. Housing costs are 49% lower than the state median of $231,600. With a home-value-to-income ratio of just 2.4x, St. Charles is one of the most affordable housing markets in the area. 69.2% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 73.2%.
Race & Ethnicity
St. Charles has a predominantly White (non-Hispanic) population, comprising 87.3% of all residents. Hispanic or Latino residents account for 8.7%. The Black or African American population (0.9%) is well below the state average of 13.1%. The Asian population (1.3%) is well below the state average of 3.4%.
Education
18.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 44% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.3%.
Data Sources & Methodology
All demographic data for St. Charles, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
Free data download: Get all Michigan city and county demographics as CSV. Download Cities CSV | Download Counties CSV
Frequently Asked Questions
What is the population of St. Charles, Michigan?
St. Charles, Michigan has a population of 1,934 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in St. Charles, MI?
The median household income in St. Charles is $50,000, which is 38% lower than the national median of $80,734.
What is the poverty rate in St. Charles, MI?
The poverty rate in St. Charles is 15.3%. This means approximately 292 residents live below the federal poverty line.
What is the racial makeup of St. Charles, Michigan?
St. Charles's population is 87.3% White, 0.9% Black, 8.7% Hispanic/Latino, and 1.3% Asian.
What is the median home value in St. Charles, MI?
The median home value in St. Charles is $118,500. The home-value-to-income ratio is 2.4x.
How educated is St. Charles, Michigan?
18.3% of adults (25+) in St. Charles hold a bachelor's degree or higher, and 7.6% hold a graduate or professional degree.