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St. Joseph, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, St. Joseph, Michigan had a total population of 7,986, the 127th largest city in Michigan, with a median household income of $84,057, which is 15% higher than the state average. The poverty rate is 7.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

St. Joseph Quick Facts

Population 7,986
Median Household Income $84,057
Median Home Value $299,000
Poverty Rate 7.3%
Unemployment Rate 2.0%
Median Age 42.7 years
Homeownership Rate 58.0%
Affordability Ratio 3.6x
Bachelor's Degree or Higher 55.4%
High School Graduation Rate 97.7%
Diversity Index 29/100
Population 7,986 127th of 745
Median Income $84,057 top 20%
Poverty Rate 7.3% 42% lower than national
Median Home Value $299,000 top 20%

How St. Joseph Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population7,8057,986+2.3%
Median household income$77,765$84,057+8.1%
Median home value$271,100$299,000+10.3%

How St. Joseph Compares

Economy & Housing

Household Income Distribution

Under $25K 14.2%
$25K-$50K 15.1%
$50K-$100K 28.3%
$100K+ 42.4%
Detailed income brackets
Under $10K
4.5%
$10K-$15K
4.8%
$15K-$20K
2.6%
$20K-$25K
2.4%
$25K-$30K
2.4%
$30K-$35K
3.4%
$35K-$40K
4.2%
$40K-$45K
2.5%
$45K-$50K
2.6%
$50K-$60K
4.2%
$60K-$75K
12.7%
$75K-$100K
11.4%
$100K-$125K
9.3%
$125K-$150K
8.9%
$150K-$200K
11.9%
$200K+
12.1%

Employment

2.0% Unemployment Rate State: 5.7%|National: 5.2%
61.6% Labor Force Participation

Housing Overview

Owner 58.0%
Renter 42.0%
Affordability Index Affordable
3.6x home value to income ratio
Median gross rent $1,081/mo 15.4% of median household income annually

People & Demographics

Diversity Index

29out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

St. Joseph Rankings in Michigan

#127 Population of 745
#126 Median Income of 732
#62 Education of 745
#98 Home Value of 730

Other Cities in Berrien County

CityPopulationMedian IncomePovertyHome Value
Niles 11,803 $51,376 17.8% $135,100
Benton Harbor 8,953 $31,117 40.1% $76,500
Fair Plain 7,330 $52,817 26.6% $169,400
Buchanan 4,223 $56,163 7.1% $154,300
Paw Paw Lake 3,889 $67,674 17.8% $191,700
Benton Heights 3,078 $33,542 39.5% $97,700
Watervliet 2,156 $61,167 15.9% $137,500
Bridgman 2,077 $66,603 14.5% $238,400
Berrien Springs 2,018 $65,134 13.4% $159,900
Three Oaks 1,503 $66,985 9.1% $215,700

Cities Similar to St. Joseph

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Whitmore Lake7,878$86,779$287,70038.9%5.0%
Brighton7,688$80,682$339,00048.6%8.1%
Flushing8,284$80,025$204,50030.3%7.0%
Mason8,249$79,117$198,00036.5%5.3%
Hudsonville7,769$91,280$285,70036.1%8.3%

Population Overview

St. Joseph is a small city located in Michigan, within Berrien County. The total population is 7,986. It ranks as the 127th most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in St. Joseph is 42.7 years. This is 6% higher than the state median of 40.2 years. Only 12.2% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in St. Joseph is $84,057. This is 15% higher than the state median of $72,875. It is also 4% higher than the national median of $80,734. The poverty rate stands at 7.3%. This is 45% lower than the state poverty rate of 13.2%. The unemployment rate is 2.0%. This is 65% lower than the state rate of 5.7%. The median home value is $299,000. Housing costs are 29% higher than the state median of $231,600. The home-value-to-income ratio is 3.6x. 58.0% of occupied housing units are owner-occupied. This homeownership rate is 21% lower than the state average of 73.2%.

Race & Ethnicity

The largest racial or ethnic group in St. Joseph is White (non-Hispanic), making up 83.7% of the population. Hispanic or Latino residents account for 5.2%. The Black or African American population (4.5%) is well below the state average of 13.1%.

Education

55.4% of residents aged 25 and older hold a bachelor's degree or higher. This places St. Joseph in the top 10% of all cities in the state for educational attainment. This is 71% higher than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.7%. Notably, 21.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for St. Joseph, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of St. Joseph, Michigan?

St. Joseph, Michigan has a population of 7,986 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Joseph, MI?

The median household income in St. Joseph is $84,057, which is 4% higher than the national median of $80,734.

What is the poverty rate in St. Joseph, MI?

The poverty rate in St. Joseph is 7.3%. This means approximately 550 residents live below the federal poverty line.

What is the racial makeup of St. Joseph, Michigan?

St. Joseph's population is 83.7% White, 4.5% Black, 5.2% Hispanic/Latino, and 1.7% Asian.

What is the median home value in St. Joseph, MI?

The median home value in St. Joseph is $299,000. The home-value-to-income ratio is 3.6x.

How educated is St. Joseph, Michigan?

55.4% of adults (25+) in St. Joseph hold a bachelor's degree or higher, and 21.8% hold a graduate or professional degree.