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White Cloud, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, White Cloud, Michigan had a total population of 1,280, the 393rd largest city in Michigan, with a median household income of $45,192, which is 38% lower than the state average. The poverty rate is 15.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

White Cloud Quick Facts

Population 1,280
Median Household Income $45,192
Median Home Value $165,900
Poverty Rate 15.1%
Unemployment Rate 7.0%
Median Age 39.3 years
Homeownership Rate 65.6%
Affordability Ratio 3.7x
Bachelor's Degree or Higher 14.4%
High School Graduation Rate 85.8%
Diversity Index 30/100
Population 1,280 393rd of 745
Median Income $45,192 bottom 20%
Poverty Rate 15.1% 21% higher than national
Median Home Value $165,900 average

How White Cloud Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,2971,280-1.3%
Median household income$55,417$45,192-18.5%
Median home value$150,600$165,900+10.2%

How White Cloud Compares

Economy & Housing

Household Income Distribution

Under $25K 30.5%
$25K-$50K 23.3%
$50K-$100K 29.8%
$100K+ 16.5%
Detailed income brackets
Under $10K
7.4%
$10K-$15K
4.9%
$15K-$20K
7.2%
$20K-$25K
10.9%
$25K-$30K
1.9%
$30K-$35K
5.3%
$35K-$40K
5.6%
$40K-$45K
6.5%
$45K-$50K
4.0%
$50K-$60K
5.1%
$60K-$75K
10.7%
$75K-$100K
14.0%
$100K-$125K
6.0%
$125K-$150K
3.3%
$150K-$200K
3.7%
$200K+
3.5%

Employment

7.0% Unemployment Rate State: 5.7%|National: 5.2%
48.2% Labor Force Participation

Housing Overview

Owner 65.6%
Renter 34.4%
Affordability Index Affordable
3.7x home value to income ratio
Median gross rent $831/mo 22.1% of median household income annually

People & Demographics

Diversity Index

30out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

White Cloud Rankings in Michigan

#393 Population of 745
#624 Median Income of 732
#505 Education of 745
#350 Home Value of 730

Other Cities in Newaygo County

CityPopulationMedian IncomePovertyHome Value
Fremont 4,568 $57,452 8.7% $194,700
Newaygo 2,512 $40,689 19.9% $115,200
Grant 1,096 $58,083 13.6% $157,100
Hesperia 934 $37,174 22.0% $131,300

Cities Similar to White Cloud

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Stanton1,285$48,750$114,9008.8%31.2%
Newberry1,329$45,781$68,50018.3%29.7%
Carson City1,233$44,375$123,60014.7%15.8%
Coleman1,206$47,868$103,50014.2%22.3%
Weidman1,156N/AN/A17.7%52.3%

Population Overview

White Cloud is a small community located in Michigan, within Newaygo County. The total population is 1,280. It ranks as the 393rd most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in White Cloud is 39.3 years. This is 2% lower than the state median of 40.2 years.

Economy, Income & Housing

The median household income in White Cloud is $45,192. This is 38% lower than the state median of $72,875. It is also 44% lower than the national median of $80,734. The poverty rate stands at 15.1%. This is 14% higher than the state poverty rate of 13.2%. The unemployment rate is 7.0%. This is 24% higher than the state rate of 5.7%. The median home value is $165,900. Housing costs are 28% lower than the state median of $231,600. The home-value-to-income ratio is 3.7x. 65.6% of occupied housing units are owner-occupied. This homeownership rate is 10% lower than the state average of 73.2%.

Race & Ethnicity

The largest racial or ethnic group in White Cloud is White (non-Hispanic), making up 83.2% of the population. Hispanic or Latino residents account for 6.3%. The Black or African American population (4.1%) is well below the state average of 13.1%. The Asian population (0.2%) is well below the state average of 3.4%.

Education

14.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 56% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.8%.

Data Sources & Methodology

All demographic data for White Cloud, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Michigan city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of White Cloud, Michigan?

White Cloud, Michigan has a population of 1,280 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in White Cloud, MI?

The median household income in White Cloud is $45,192, which is 44% lower than the national median of $80,734.

What is the poverty rate in White Cloud, MI?

The poverty rate in White Cloud is 15.1%. This means approximately 172 residents live below the federal poverty line.

What is the racial makeup of White Cloud, Michigan?

White Cloud's population is 83.2% White, 4.1% Black, 6.3% Hispanic/Latino, and 0.2% Asian.

What is the median home value in White Cloud, MI?

The median home value in White Cloud is $165,900. The home-value-to-income ratio is 3.7x.

How educated is White Cloud, Michigan?

14.4% of adults (25+) in White Cloud hold a bachelor's degree or higher, and 3.2% hold a graduate or professional degree.