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Cambridge, Minnesota Demographics & Population 2026

During the 2020–2024 ACS period, Cambridge, Minnesota had a total population of 10,307, the 99th largest city in Minnesota, with a median household income of $69,154, which is 22% lower than the state average. The poverty rate is 10.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Cambridge Quick Facts

Population 10,307
Median Household Income $69,154
Median Home Value $251,600
Poverty Rate 10.4%
Unemployment Rate 3.4%
Median Age 37.6 years
Homeownership Rate 65.8%
Affordability Ratio 3.6x
Bachelor's Degree or Higher 18.8%
High School Graduation Rate 93.6%
Diversity Index 22/100
Population 10,307 99th of 914
Median Income $69,154 average
Poverty Rate 10.4% 16% lower than national
Median Home Value $251,600 top 30%

How Cambridge Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population9,99210,307+3.2%
Median household income$67,632$69,154+2.3%
Median home value$234,800$251,600+7.2%

How Cambridge Compares

Economy & Housing

Household Income Distribution

Under $25K 16.6%
$25K-$50K 23.7%
$50K-$100K 26.3%
$100K+ 33.4%
Detailed income brackets
Under $10K
4.8%
$10K-$15K
3.7%
$15K-$20K
3.6%
$20K-$25K
4.5%
$25K-$30K
3.6%
$30K-$35K
4.5%
$35K-$40K
7.2%
$40K-$45K
4.9%
$45K-$50K
3.5%
$50K-$60K
5.9%
$60K-$75K
7.6%
$75K-$100K
12.7%
$100K-$125K
15.3%
$125K-$150K
6.7%
$150K-$200K
5.3%
$200K+
6.0%

Employment

3.4% Unemployment Rate State: 4.1%|National: 5.2%
62.0% Labor Force Participation

Housing Overview

Owner 65.8%
Renter 34.2%
Affordability Index Affordable
3.6x home value to income ratio
Median gross rent $1,302/mo 22.6% of median household income annually

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Cambridge Rankings in Minnesota

#99 Population of 914
#444 Median Income of 887
#492 Education of 914
#259 Home Value of 870

Other Cities in Isanti County

CityPopulationMedian IncomePovertyHome Value
Isanti 7,210 $87,500 5.2% $290,600
Braham 1,732 $59,375 16.1% $196,800
Stanchfield 100 $68,333 4.9% $159,400

Cities Similar to Cambridge

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Detroit Lakes10,025$62,958$265,80032.8%16.6%
Little Canada10,514$77,957$319,80040.3%11.5%
Fairmont10,296$53,084$169,90025.7%15.3%
Hermantown10,218$90,849$382,30039.9%5.4%
Grand Rapids11,207$61,029$213,80028.8%15.5%

Population Overview

Cambridge is a small city located in Minnesota, within Isanti County. The total population is 10,307. It ranks as the 99th most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in Cambridge is 37.6 years. This is 3% lower than the state median of 38.8 years. 11.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cambridge is $69,154. This is 22% lower than the state median of $89,062. It is also 14% lower than the national median of $80,734. The poverty rate stands at 10.4%. This is 12% higher than the state poverty rate of 9.3%. The unemployment rate is 3.4%. This is 16% lower than the state rate of 4.1%. The median home value is $251,600. Housing costs are 24% lower than the state median of $329,300. The home-value-to-income ratio is 3.6x. 65.8% of occupied housing units are owner-occupied. This homeownership rate is 9% lower than the state average of 72.2%.

Race & Ethnicity

Cambridge has a predominantly White (non-Hispanic) population, comprising 88.0% of all residents. Asian residents account for 3.3%. The Black or African American population (1.6%) is well below the state average of 7.0%. The Hispanic or Latino population (1.8%) is well below the state average of 6.4%.

Education

18.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 52% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.6%.

Data Sources & Methodology

All demographic data for Cambridge, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Minnesota city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cambridge, Minnesota?

Cambridge, Minnesota has a population of 10,307 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cambridge, MN?

The median household income in Cambridge is $69,154, which is 14% lower than the national median of $80,734.

What is the poverty rate in Cambridge, MN?

The poverty rate in Cambridge is 10.4%. This means approximately 1,057 residents live below the federal poverty line.

What is the racial makeup of Cambridge, Minnesota?

Cambridge's population is 88.0% White, 1.6% Black, 1.8% Hispanic/Latino, and 3.3% Asian.

What is the median home value in Cambridge, MN?

The median home value in Cambridge is $251,600. The home-value-to-income ratio is 3.6x.

How educated is Cambridge, Minnesota?

18.8% of adults (25+) in Cambridge hold a bachelor's degree or higher, and 5.7% hold a graduate or professional degree.