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Cottage Grove city, Minnesota Demographics & Population 2026

As of 2026, Cottage Grove city, Minnesota has a total population of 40,124, the 25th largest city in Minnesota, with a median household income of $121,452, which is 39% higher than the state average. The poverty rate is 4.2%.

Key Takeaways

Cottage Grove city Quick Facts

Population 40,124
Median Household Income $121,452
Median Home Value $359,600
Poverty Rate 4.2%
Unemployment Rate 3.5%
Median Age 36.8 years
Homeownership Rate 88.4%
Affordability Ratio 3.0x
Bachelor's Degree or Higher 39.3%
High School Graduation Rate 95.4%
Diversity Index 40/100
Population 40,124 25th of 913
Median Income $121,452 top 10%
Poverty Rate 4.2% 66% lower national
Median Home Value $359,600 top 10%

How Cottage Grove city Compares

Economy & Housing

Employment

3.5% Unemployment Rate State: 3.9% | National: 5.2%
72.7% Labor Force Participation

Housing Overview

Owner 88.4%
Renter 11.6%
Affordability Index Affordable
3.0x home value to income ratio

People & Demographics

Diversity Index

40out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 40 | National average: 60

Education

Cottage Grove city Rankings in Minnesota

#25 Population of 913
#61 Median Income of 913
#119 Education of 913
#89 Home Value of 913

Other Cities in Washington County

CityPopulationMedian IncomePovertyHome Value
Woodbury city 76,945 $126,222 4.9% $434,900
Oakdale city 28,109 $90,379 6.0% $305,900
White Bear Lake city 24,026 $79,712 7.8% $318,000
Hastings city 22,050 $92,940 5.6% $294,100
Forest Lake city 20,678 $89,879 6.7% $375,900
Stillwater city 19,323 $109,297 7.7% $398,100
Hugo city 16,076 $114,057 1.7% $394,200
Lake Elmo city 12,504 $153,407 4.3% $588,900
Mahtomedi city 8,108 $132,326 3.9% $466,100
St. Paul Park city 5,464 $98,670 5.4% $252,800

Cities Similar to Cottage Grove city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Shakopee city45,002$110,989$361,40039.9%5.1%
Maplewood city40,981$88,534$291,30036.3%10.0%
Inver Grove Heights city35,772$104,055$352,30043.0%4.6%
Savage city32,706$122,646$395,60051.5%4.8%
Andover city32,825$131,528$389,20037.7%3.4%

Population Overview

Cottage Grove city is a mid-sized community located in Minnesota, within Washington County. The total population is 40,124. It ranks as the 25th most populous out of 913 cities and towns in Minnesota.

Age Demographics

The median age in Cottage Grove city is 36.8 years. This is 5% lower than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Cottage Grove city is $121,452. This is 39% higher than the state median of $87,556. Compared to the national median of $78,538, household income here is 55% higher. The poverty rate stands at 4.2%. This is 55% lower than the state poverty rate of 9.2%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.5%. This is 11% lower than the state rate of 3.9%. The median home value is $359,600. Housing costs are 18% higher than the state median of $305,500. The home-value-to-income ratio is 3.0x. 88.4% of occupied housing units are owner-occupied. This homeownership rate is 22% higher than the state average of 72.4%.

Race & Ethnicity

The largest racial or ethnic group in Cottage Grove city is White (non-Hispanic), making up 76.1% of the population. Hispanic or Latino residents account for 6.8%.

Education

39.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 1% higher than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.4%.

Data Sources & Methodology

All demographic data for Cottage Grove city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Cottage Grove city, Minnesota?

Cottage Grove city, Minnesota has a population of 40,124 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cottage Grove city, MN?

The median household income in Cottage Grove city is $121,452, which is 55% higher the national median of $78,538.

What is the poverty rate in Cottage Grove city, MN?

The poverty rate in Cottage Grove city is 4.2%. This means approximately 1,668 residents live below the federal poverty line.

What is the racial makeup of Cottage Grove city, Minnesota?

Cottage Grove city's population is 76.1% White, 5.3% Black, 6.8% Hispanic/Latino, and 6.5% Asian.

What is the median home value in Cottage Grove city, MN?

The median home value in Cottage Grove city is $359,600. The home-value-to-income ratio is 3.0x.

How educated is Cottage Grove city, Minnesota?

39.3% of adults (25+) in Cottage Grove city hold a bachelor's degree or higher, and 11.6% hold a graduate or professional degree.