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White Bear Lake city, Minnesota Demographics & Population 2026

As of 2026, White Bear Lake city, Minnesota has a total population of 24,026, the 45th largest city in Minnesota, with a median household income of $79,712, which is 9% lower than the state average. The poverty rate is 7.8%.

White Bear Lake city Quick Facts

Population 24,026
Median Household Income $79,712
Median Home Value $318,000
Poverty Rate 7.8%
Unemployment Rate 5.4%
Median Age 42.1 years
Homeownership Rate 65.4%
Affordability Ratio 4.0x
Bachelor's Degree or Higher 40.1%
High School Graduation Rate 96.2%
Diversity Index 32/100
Population 24,026 45th of 913
Median Income $79,712 above average
Poverty Rate 7.8% 37% lower national
Median Home Value $318,000 top 20%

How White Bear Lake city Compares

Economy & Housing

Employment

5.4% Unemployment Rate State: 3.9% | National: 5.2%
65.1% Labor Force Participation

Housing Overview

Owner 65.4%
Renter 34.6%
Affordability Index Moderate
4.0x home value to income ratio

People & Demographics

Diversity Index

32out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

White Bear Lake city Rankings in Minnesota

#45 Population of 913
#289 Median Income of 913
#111 Education of 913
#134 Home Value of 913

Other Cities in Washington County

CityPopulationMedian IncomePovertyHome Value
Woodbury city 76,945 $126,222 4.9% $434,900
Cottage Grove city 40,124 $121,452 4.2% $359,600
Oakdale city 28,109 $90,379 6.0% $305,900
Hastings city 22,050 $92,940 5.6% $294,100
Forest Lake city 20,678 $89,879 6.7% $375,900
Stillwater city 19,323 $109,297 7.7% $398,100
Hugo city 16,076 $114,057 1.7% $394,200
Lake Elmo city 12,504 $153,407 4.3% $588,900
Mahtomedi city 8,108 $132,326 3.9% $466,100
St. Paul Park city 5,464 $98,670 5.4% $252,800

Cities Similar to White Bear Lake city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
New Brighton city22,900$87,272$345,90049.0%10.3%
Crystal city22,685$86,752$280,50035.9%7.8%
Owatonna city26,462$81,276$234,60032.3%8.2%
Columbia Heights city22,016$74,688$259,90032.9%14.4%
Faribault city24,458$61,662$233,90017.5%15.9%

Population Overview

White Bear Lake city is a small city located in Minnesota, within Washington County. The total population is 24,026. It ranks as the 45th most populous out of 913 cities and towns in Minnesota.

Age Demographics

The median age in White Bear Lake city is 42.1 years. This is 9% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in White Bear Lake city is $79,712. This is 9% lower than the state median of $87,556. Compared to the national median of $78,538, household income here is 1% higher. The poverty rate stands at 7.8%. This is 15% lower than the state poverty rate of 9.2%. The unemployment rate is 5.4%. This is 38% higher than the state rate of 3.9%. The median home value is $318,000. Housing costs are 4% higher than the state median of $305,500. The home-value-to-income ratio is 4.0x. 65.4% of occupied housing units are owner-occupied. This homeownership rate is 10% lower than the state average of 72.4%.

Race & Ethnicity

The largest racial or ethnic group in White Bear Lake city is White (non-Hispanic), making up 81.7% of the population. Hispanic or Latino residents account for 6.2%. The Black or African American population (3.0%) is well below the state average of 6.7%.

Education

40.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 3% higher than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.2%.

Data Sources & Methodology

All demographic data for White Bear Lake city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of White Bear Lake city, Minnesota?

White Bear Lake city, Minnesota has a population of 24,026 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in White Bear Lake city, MN?

The median household income in White Bear Lake city is $79,712, which is 1% higher the national median of $78,538.

What is the poverty rate in White Bear Lake city, MN?

The poverty rate in White Bear Lake city is 7.8%. This means approximately 1,860 residents live below the federal poverty line.

What is the racial makeup of White Bear Lake city, Minnesota?

White Bear Lake city's population is 81.7% White, 3.0% Black, 6.2% Hispanic/Latino, and 4.8% Asian.

What is the median home value in White Bear Lake city, MN?

The median home value in White Bear Lake city is $318,000. The home-value-to-income ratio is 4.0x.

How educated is White Bear Lake city, Minnesota?

40.1% of adults (25+) in White Bear Lake city hold a bachelor's degree or higher, and 11.4% hold a graduate or professional degree.