Skip to main content

Cottage Grove, Minnesota Demographics & Population 2026

During the 2020–2024 ACS period, Cottage Grove, Minnesota had a total population of 40,992, the 24th largest city in Minnesota, with a median household income of $120,791, which is 36% higher than the state average. The poverty rate is 4.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cottage Grove Quick Facts

Population 40,992
Median Household Income $120,791
Median Home Value $378,800
Poverty Rate 4.2%
Unemployment Rate 3.7%
Median Age 36.5 years
Homeownership Rate 88.2%
Affordability Ratio 3.1x
Bachelor's Degree or Higher 40.8%
High School Graduation Rate 95.1%
Diversity Index 44/100
Population 40,992 24th of 914
Median Income $120,791 top 10%
Poverty Rate 4.2% 67% lower than national
Median Home Value $378,800 top 10%

How Cottage Grove Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population40,12440,992+2.2%
Median household income$121,452$120,791-0.5%
Median home value$359,600$378,800+5.3%

How Cottage Grove Compares

Economy & Housing

Household Income Distribution

Under $25K 5.2%
$25K-$50K 6.5%
$50K-$100K 25.4%
$100K+ 62.9%
Detailed income brackets
Under $10K
1.6%
$10K-$15K
1.4%
$15K-$20K
0.8%
$20K-$25K
1.5%
$25K-$30K
0.9%
$30K-$35K
1.7%
$35K-$40K
1.6%
$40K-$45K
1.0%
$45K-$50K
1.4%
$50K-$60K
4.2%
$60K-$75K
7.9%
$75K-$100K
13.3%
$100K-$125K
14.6%
$125K-$150K
10.9%
$150K-$200K
19.3%
$200K+
18.0%

Employment

3.7% Unemployment Rate State: 4.1%|National: 5.2%
73.0% Labor Force Participation

Housing Overview

Owner 88.2%
Renter 11.8%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $1,783/mo 17.7% of median household income annually

People & Demographics

Diversity Index

44out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Cottage Grove Rankings in Minnesota

#24 Population of 914
#71 Median Income of 887
#114 Education of 914
#87 Home Value of 870

Other Cities in Washington County

CityPopulationMedian IncomePovertyHome Value
Woodbury 78,305 $125,310 5.3% $450,200
Oakdale 28,585 $93,772 5.7% $318,100
Forest Lake 20,729 $92,944 7.0% $393,500
Stillwater 19,355 $105,853 7.3% $414,200
Hugo 16,340 $116,228 2.8% $408,900
Lake Elmo 13,140 $153,669 4.8% $597,000
Mahtomedi 8,133 $123,319 3.8% $476,000
St. Paul Park 5,457 $100,642 5.0% $263,500
Oak Park Heights 4,756 $82,476 7.1% $354,800
Newport 4,754 $71,979 9.4% $378,100

Cities Similar to Cottage Grove

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Maplewood40,695$91,394$323,20035.3%11.2%
Shakopee46,012$107,223$374,80040.4%5.9%
Inver Grove Heights35,906$101,316$363,40043.5%4.9%
Savage32,889$125,513$432,30053.7%5.8%
Minnetonka53,064$119,517$475,80065.0%5.9%

Population Overview

Cottage Grove is a mid-sized community located in Minnesota, within Washington County. The total population is 40,992. It ranks as the 24th most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in Cottage Grove is 36.5 years. This is 6% lower than the state median of 38.8 years.

Economy, Income & Housing

The median household income in Cottage Grove is $120,791. This is 36% higher than the state median of $89,062. It is also 50% higher than the national median of $80,734. The poverty rate stands at 4.2%. This is 55% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.7%. This is 9% lower than the state rate of 4.1%. The median home value is $378,800. Housing costs are 15% higher than the state median of $329,300. The home-value-to-income ratio is 3.1x. 88.2% of occupied housing units are owner-occupied. This homeownership rate is 22% higher than the state average of 72.2%.

Race & Ethnicity

The largest racial or ethnic group in Cottage Grove is White (non-Hispanic), making up 73.6% of the population. Hispanic or Latino residents account for 7.6%.

Education

40.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 4% higher than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.1%.

Data Sources & Methodology

All demographic data for Cottage Grove, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Minnesota city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cottage Grove, Minnesota?

Cottage Grove, Minnesota has a population of 40,992 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cottage Grove, MN?

The median household income in Cottage Grove is $120,791, which is 50% higher than the national median of $80,734.

What is the poverty rate in Cottage Grove, MN?

The poverty rate in Cottage Grove is 4.2%. This means approximately 1,705 residents live below the federal poverty line.

What is the racial makeup of Cottage Grove, Minnesota?

Cottage Grove's population is 73.6% White, 6.1% Black, 7.6% Hispanic/Latino, and 7.3% Asian.

What is the median home value in Cottage Grove, MN?

The median home value in Cottage Grove is $378,800. The home-value-to-income ratio is 3.1x.

How educated is Cottage Grove, Minnesota?

40.8% of adults (25+) in Cottage Grove hold a bachelor's degree or higher, and 12.3% hold a graduate or professional degree.