Ham Lake, Minnesota Demographics & Population 2026
During the 2020–2024 ACS period, Ham Lake, Minnesota had a total population of 16,702, the 68th largest city in Minnesota, with a median household income of $120,135, which is 35% higher than the state average. The poverty rate is 4.0%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 35% above the state average — one of the wealthiest communities in Minnesota.
- An exceptionally low poverty rate of 4.0% — among the lowest in Minnesota.
Ham Lake Quick Facts
How Ham Lake Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 16,575 | 16,702 | +0.8% |
| Median household income | $116,845 | $120,135 | +2.8% |
| Median home value | $430,100 | $442,500 | +2.9% |
How Ham Lake Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 41 | National average: 61
Education
Educational Attainment (Adults 25+)
Ham Lake Rankings in Minnesota
Explore Minnesota Rankings
Other Cities in Anoka County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Coon Rapids | 63,468 | $88,251 | 8.2% | $305,800 |
| Andover | 33,035 | $137,593 | 3.3% | $410,200 |
| Fridley | 30,241 | $77,680 | 11.9% | $302,900 |
| Ramsey | 28,421 | $116,415 | 4.1% | $359,600 |
| Columbia Heights | 22,155 | $73,691 | 16.3% | $277,600 |
| Lino Lakes | 22,113 | $127,181 | 2.7% | $407,200 |
| Anoka | 17,970 | $75,948 | 8.3% | $308,700 |
| East Bethel | 12,115 | $110,000 | 3.2% | $363,900 |
| Oak Grove | 9,130 | $117,696 | 1.7% | $423,300 |
| St. Francis | 8,372 | $111,198 | 7.1% | $327,600 |
Cities Similar to Ham Lake
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Hugo | 16,340 | $116,228 | $408,900 | 46.5% | 2.8% |
| Buffalo | 16,499 | $88,820 | $314,400 | 32.0% | 8.9% |
| Stillwater | 19,355 | $105,853 | $414,200 | 51.0% | 7.3% |
| St. Michael | 20,010 | $131,274 | $390,100 | 43.7% | 3.2% |
| Waconia | 13,434 | $111,031 | $431,000 | 48.9% | 4.0% |
Population Overview
Ham Lake is a small city located in Minnesota, within Anoka County. The total population is 16,702. It ranks as the 68th most populous out of 914 Census-designated places in Minnesota.
Age Demographics
The median age in Ham Lake is 43.8 years. This is 13% higher than the state median of 38.8 years.
Economy, Income & Housing
The median household income in Ham Lake is $120,135. This is 35% higher than the state median of $89,062. It is also 49% higher than the national median of $80,734. The poverty rate stands at 4.0%. This is 57% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.4%. This is 15% lower than the state rate of 4.1%. The median home value is $442,500. Housing costs are 34% higher than the state median of $329,300. The home-value-to-income ratio is 3.7x. 93.7% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 72.2%.
Race & Ethnicity
Ham Lake has a predominantly White (non-Hispanic) population, comprising 89.4% of all residents. Asian residents account for 4.4%. The Black or African American population (0.1%) is well below the state average of 7.0%. The Hispanic or Latino population (2.6%) is well below the state average of 6.4%.
Education
36.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 6% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.2%.
Data Sources & Methodology
All demographic data for Ham Lake, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Ham Lake, Minnesota?
Ham Lake, Minnesota has a population of 16,702 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Ham Lake, MN?
The median household income in Ham Lake is $120,135, which is 49% higher than the national median of $80,734.
What is the poverty rate in Ham Lake, MN?
The poverty rate in Ham Lake is 4.0%. This means approximately 667 residents live below the federal poverty line.
What is the racial makeup of Ham Lake, Minnesota?
Ham Lake's population is 89.4% White, 0.1% Black, 2.6% Hispanic/Latino, and 4.4% Asian.
What is the median home value in Ham Lake, MN?
The median home value in Ham Lake is $442,500. The home-value-to-income ratio is 3.7x.
How educated is Ham Lake, Minnesota?
36.9% of adults (25+) in Ham Lake hold a bachelor's degree or higher, and 10.0% hold a graduate or professional degree.