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Howard Lake city, Minnesota Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Howard Lake city, Minnesota has a total population of 1,864, the 273rd largest city in Minnesota, with a median household income of $99,464, which is 14% higher than the state average. The poverty rate is 6.2%.

Key Takeaways

Howard Lake city Quick Facts

Population 1,864
Median Household Income $99,464
Median Home Value $239,100
Poverty Rate 6.2%
Unemployment Rate 0.8%
Median Age 45.4 years
Homeownership Rate 76.9%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 22.0%
High School Graduation Rate 93.4%
Diversity Index 7/100
Population 1,864 273rd of 913
Median Income $99,464 top 20%
Poverty Rate 6.2% 50% lower national
Median Home Value $239,100 top 30%

How Howard Lake city Compares

Economy & Housing

Employment

0.8% Unemployment Rate State: 3.9% | National: 5.2%
61.9% Labor Force Participation

Housing Overview

Owner 76.9%
Renter 23.1%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

7out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Howard Lake city Rankings in Minnesota

#273 Population of 913
#130 Median Income of 913
#377 Education of 913
#242 Home Value of 913

Other Cities in Wright County

CityPopulationMedian IncomePovertyHome Value
Otsego city 21,358 $127,219 0.8% $367,200
St. Michael city 19,267 $130,814 4.0% $365,800
Buffalo city 16,388 $88,306 6.6% $281,900
Monticello city 14,607 $81,563 8.8% $298,400
Dayton city 8,381 $137,383 2.8% $510,600
Albertville city 8,066 $126,307 0.6% $326,400
Delano city 6,712 $118,091 3.2% $347,500
Becker city 4,958 $90,188 5.6% $257,600
Rockford city 4,521 $82,228 6.7% $265,900
Montrose city 3,840 $98,832 7.3% $260,100

Cities Similar to Howard Lake city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Maple Plain city1,889$93,000$346,60040.7%10.2%
Dundas city1,882$111,250$293,40039.9%2.4%
Nisswa city1,744$100,167$475,70050.6%6.4%
Lester Prairie city1,848$87,188$217,00015.8%5.3%
Clearwater city1,904$89,219$248,10026.0%7.3%

Population Overview

Howard Lake city is a small community located in Minnesota, within Wright County. The total population is 1,864. It ranks as the 273rd most populous out of 913 cities and towns in Minnesota.

Age Demographics

The median age in Howard Lake city is 45.4 years. This is 18% higher than the state median of 38.6 years. 11.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Howard Lake city is $99,464. This is 14% higher than the state median of $87,556. Compared to the national median of $78,538, household income here is 27% higher. The poverty rate stands at 6.2%. This is 32% lower than the state poverty rate of 9.2%. The unemployment rate is 0.8%. This is 80% lower than the state rate of 3.9%. The median home value is $239,100. Housing costs are 22% lower than the state median of $305,500. With a home-value-to-income ratio of just 2.4x, Howard Lake city is one of the most affordable housing markets in the area. 76.9% of occupied housing units are owner-occupied. This homeownership rate is 6% higher than the state average of 72.4%.

Race & Ethnicity

Howard Lake city has a predominantly White (non-Hispanic) population, comprising 96.5% of all residents. Hispanic or Latino residents account for 1.6%. The Black or African American population (0.1%) is well below the state average of 6.7%. The Hispanic or Latino population (1.6%) is well below the state average of 6.2%.

Education

22.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 43% lower than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.4%.

Data Sources & Methodology

All demographic data for Howard Lake city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Howard Lake city, Minnesota?

Howard Lake city, Minnesota has a population of 1,864 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Howard Lake city, MN?

The median household income in Howard Lake city is $99,464, which is 27% higher the national median of $78,538.

What is the poverty rate in Howard Lake city, MN?

The poverty rate in Howard Lake city is 6.2%. This means approximately 114 residents live below the federal poverty line.

What is the racial makeup of Howard Lake city, Minnesota?

Howard Lake city's population is 96.5% White, 0.1% Black, 1.6% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Howard Lake city, MN?

The median home value in Howard Lake city is $239,100. The home-value-to-income ratio is 2.4x.

How educated is Howard Lake city, Minnesota?

22.0% of adults (25+) in Howard Lake city hold a bachelor's degree or higher, and 4.6% hold a graduate or professional degree.