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Coldwater town, Mississippi Demographics & Population 2026

High PovertyPoverty rate of 36.1% is well above the state average
Very AffordableHome value to income ratio of 2.1x is exceptionally low

As of 2026, Coldwater town, Mississippi has a total population of 1,293, the 176th largest city in Mississippi, with a median household income of $41,484, which is 24% lower than the state average. The poverty rate is 36.1%.

Key Takeaways

Coldwater town Quick Facts

Population 1,293
Median Household Income $41,484
Median Home Value $85,400
Poverty Rate 36.1%
Unemployment Rate 4.7%
Median Age 44.6 years
Homeownership Rate 61.6%
Affordability Ratio 2.1x
Bachelor's Degree or Higher 9.8%
High School Graduation Rate 80.6%
Diversity Index 36/100
Population 1,293 176th of 419
Median Income $41,484 average
Poverty Rate 36.1% 190% higher national
Median Home Value $85,400 bottom 30%

How Coldwater town Compares

Economy & Housing

Employment

4.7% Unemployment Rate State: 6.0% | National: 5.2%
52.4% Labor Force Participation

Housing Overview

Owner 61.6%
Renter 38.4%
Affordability Index Very Affordable
2.1x home value to income ratio

People & Demographics

Diversity Index

36out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 55 | National average: 60

Education

Coldwater town Rankings in Mississippi

#176 Population of 419
#210 Median Income of 419
#321 Education of 419
#259 Home Value of 419

Cities Similar to Coldwater town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Mount Olive town1,268N/A$57,10011.0%22.5%
Wade CDP1,380N/A$207,9007.4%48.5%
Lexington city1,202$39,375$90,30026.4%30.8%
Moorhead city1,370$35,885$85,60018.5%28.5%
Courtland town1,184$47,167$97,80015.5%25.7%

Population Overview

Coldwater town is a small community located in Mississippi. The total population is 1,293. It ranks as the 176th most populous out of 419 cities and towns in Mississippi.

Age Demographics

The median age in Coldwater town is 44.6 years. This is 16% higher than the state median of 38.4 years.

Economy, Income & Housing

The median household income in Coldwater town is $41,484. This is 24% lower than the state median of $54,915. Compared to the national median of $78,538, household income here is 47% lower. The poverty rate stands at 36.1%. This is 90% higher than the state poverty rate of 19.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.7%. This is 22% lower than the state rate of 6.0%. The median home value is $85,400. Housing costs are 47% lower than the state median of $161,400. With a home-value-to-income ratio of just 2.1x, Coldwater town is one of the most affordable housing markets in the area. 61.6% of occupied housing units are owner-occupied. This homeownership rate is 11% lower than the state average of 69.5%.

Race & Ethnicity

The largest racial or ethnic group in Coldwater town is Black or African American, making up 77.4% of the population. White (non-Hispanic) residents account for 19.9%. The White (non-Hispanic) population (19.9%) is well below the state average of 55.4%. The Black or African American population is significantly higher than the state average (77.4% vs 36.9%). The Hispanic or Latino population (0.2%) is well below the state average of 3.6%.

Education

9.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 60% lower than the state rate of 24.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 80.6%.

Data Sources & Methodology

All demographic data for Coldwater town, Mississippi is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Mississippi state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 419 Census-designated places in Mississippi. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Coldwater town, Mississippi?

Coldwater town, Mississippi has a population of 1,293 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Coldwater town, MS?

The median household income in Coldwater town is $41,484, which is 47% lower the national median of $78,538.

What is the poverty rate in Coldwater town, MS?

The poverty rate in Coldwater town is 36.1%. This means approximately 466 residents live below the federal poverty line.

What is the racial makeup of Coldwater town, Mississippi?

Coldwater town's population is 19.9% White, 77.4% Black, 0.2% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Coldwater town, MS?

The median home value in Coldwater town is $85,400. The home-value-to-income ratio is 2.1x.

How educated is Coldwater town, Mississippi?

9.8% of adults (25+) in Coldwater town hold a bachelor's degree or higher, and 5.1% hold a graduate or professional degree.