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Monticello, Mississippi Demographics & Population 2026

High PovertyPoverty rate of 25.4% is well above the state average

During the 2020–2024 ACS period, Monticello, Mississippi had a total population of 1,351, the 165th largest town in Mississippi, with a median household income of $34,250, which is 39% lower than the state average. The poverty rate is 25.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Monticello Quick Facts

Population 1,351
Median Household Income $34,250
Median Home Value $126,700
Poverty Rate 25.4%
Unemployment Rate 9.8%
Median Age 41.1 years
Homeownership Rate 62.0%
Affordability Ratio 3.7x
Bachelor's Degree or Higher 17.5%
High School Graduation Rate 86.2%
Diversity Index 49/100
Population 1,351 165th of 420
Median Income $34,250 bottom 30%
Poverty Rate 25.4% 104% higher than national
Median Home Value $126,700 average

How Monticello Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,2771,351+5.8%
Median household income$28,920$34,250+18.4%
Median home value$114,200$126,700+10.9%

How Monticello Compares

Economy & Housing

Household Income Distribution

Under $25K 43.5%
$25K-$50K 15.6%
$50K-$100K 14.2%
$100K+ 26.7%
Detailed income brackets
Under $10K
6.8%
$10K-$15K
16.4%
$15K-$20K
19.1%
$20K-$25K
1.2%
$25K-$30K
5.9%
$30K-$35K
1.0%
$35K-$40K
2.5%
$40K-$45K
2.3%
$45K-$50K
3.9%
$50K-$60K
1.8%
$60K-$75K
5.5%
$75K-$100K
7.0%
$100K-$125K
5.1%
$125K-$150K
7.6%
$150K-$200K
5.9%
$200K+
8.2%

Employment

9.8% Unemployment Rate State: 5.8%|National: 5.2%
46.0% Labor Force Participation

Housing Overview

Owner 62.0%
Renter 38.0%
Affordability Index Affordable
3.7x home value to income ratio
Median gross rent $558/mo 19.6% of median household income annually

People & Demographics

Diversity Index

49out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 56 | National average: 61

Education

Monticello Rankings in Mississippi

#165 Population of 420
#278 Median Income of 349
#211 Education of 419
#152 Home Value of 354

Other Cities in Lawrence County

CityPopulationMedian IncomePovertyHome Value
New Hebron 506 $65,000 8.7% $98,800
Silver Creek 175 $36,875 20.0% $114,300

Cities Similar to Monticello

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Belzoni1,306$34,318$109,60024.7%18.8%
Marks1,377$32,132$96,70024.5%18.5%
Moorhead1,439$34,625$82,00019.7%25.6%
Lumberton1,320$38,147$86,2008.5%35.7%
Richton1,220$35,057$149,30022.8%27.6%

Population Overview

Monticello is a small community located in Mississippi, within Lawrence County. The total population is 1,351. It ranks as the 165th most populous out of 420 Census-designated places in Mississippi.

Age Demographics

The median age in Monticello is 41.1 years. This is 6% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Monticello is $34,250. This is 39% lower than the state median of $56,447. It is also 58% lower than the national median of $80,734. The poverty rate stands at 25.4%. This is 35% higher than the state poverty rate of 18.9%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 9.8%. This is 70% higher than the state rate of 5.8%. The median home value is $126,700. Housing costs are 25% lower than the state median of $169,800. The home-value-to-income ratio is 3.7x. 62.0% of occupied housing units are owner-occupied. This homeownership rate is 11% lower than the state average of 70.0%.

Race & Ethnicity

The largest racial or ethnic group in Monticello is White (non-Hispanic), making up 63.9% of the population. Black or African American residents account for 31.8%. The Hispanic or Latino population (1.1%) is well below the state average of 3.7%.

Education

17.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 30% lower than the state rate of 25.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.2%.

Data Sources & Methodology

All demographic data for Monticello, Mississippi is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Mississippi state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 420 Census-designated places in Mississippi. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Mississippi city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Monticello, Mississippi?

Monticello, Mississippi has a population of 1,351 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Monticello, MS?

The median household income in Monticello is $34,250, which is 58% lower than the national median of $80,734.

What is the poverty rate in Monticello, MS?

The poverty rate in Monticello is 25.4%. This means approximately 333 residents live below the federal poverty line.

What is the racial makeup of Monticello, Mississippi?

Monticello's population is 63.9% White, 31.8% Black, 1.1% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Monticello, MS?

The median home value in Monticello is $126,700. The home-value-to-income ratio is 3.7x.

How educated is Monticello, Mississippi?

17.5% of adults (25+) in Monticello hold a bachelor's degree or higher, and 5.8% hold a graduate or professional degree.