Gerald, Missouri Demographics & Population 2026
During the 2020–2024 ACS period, Gerald, Missouri had a total population of 1,368, the 329th largest city in Missouri, with a median household income of $61,458, which is 13% lower than the state average. The poverty rate is 14.5%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.5x.
Gerald Quick Facts
How Gerald Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,264 | 1,368 | +8.2% |
| Median household income | $56,250 | $61,458 | +9.3% |
| Median home value | $141,400 | $150,800 | +6.6% |
How Gerald Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
Moderate diversity with one or two groups making up the majority.
State average: 40 | National average: 61
Education
Educational Attainment (Adults 25+)
Gerald Rankings in Missouri
Explore Missouri Rankings
Other Cities in Franklin County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Washington | 15,130 | $79,173 | 7.9% | $231,800 |
| Union | 12,781 | $73,435 | 8.2% | $205,200 |
| Sullivan | 6,310 | $63,370 | 11.5% | $163,200 |
| St. Clair | 4,789 | $41,820 | 15.0% | $157,700 |
| New Haven | 3,302 | $71,306 | 10.1% | $192,400 |
| Gray Summit | 2,991 | $65,667 | 4.2% | $170,500 |
| Villa Ridge | 2,835 | $73,826 | 15.9% | $166,600 |
| Lake St. Clair | 872 | $81,397 | 0.0% | $227,800 |
| Parkway | 624 | $44,479 | 15.5% | $192,900 |
| Oak Grove Village | 347 | $41,324 | 31.5% | $152,500 |
Cities Similar to Gerald
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Lakeshire | 1,396 | $62,115 | $258,700 | 29.2% | 9.9% |
| Princeton | 1,352 | $58,558 | $78,000 | 18.6% | 18.0% |
| Ash Grove | 1,333 | $58,250 | $141,800 | 21.0% | 11.0% |
| Advance | 1,450 | $59,688 | $127,500 | 15.1% | 14.0% |
| Cedar Hill | 1,261 | $60,625 | $181,700 | 10.4% | 15.9% |
Population Overview
Gerald is a small community located in Missouri, within Franklin County. The total population is 1,368. It ranks as the 329th most populous out of 1,062 Census-designated places in Missouri.
Age Demographics
The median age in Gerald is 38.0 years. This is 3% lower than the state median of 39.0 years.
Economy, Income & Housing
The median household income in Gerald is $61,458. This is 13% lower than the state median of $70,702. It is also 24% lower than the national median of $80,734. The poverty rate stands at 14.5%. This is 15% higher than the state poverty rate of 12.6%. The unemployment rate is 6.1%. This is 53% higher than the state rate of 4.0%. The median home value is $150,800. Housing costs are 35% lower than the state median of $230,300. With a home-value-to-income ratio of just 2.5x, Gerald is one of the most affordable housing markets in the area. 58.9% of occupied housing units are owner-occupied. This homeownership rate is 14% lower than the state average of 68.1%.
Race & Ethnicity
The largest racial or ethnic group in Gerald is White (non-Hispanic), making up 75.0% of the population. Hispanic or Latino residents account for 4.5%. The Black or African American population (0.3%) is well below the state average of 10.9%.
Education
16.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 50% lower than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.1%.
Data Sources & Methodology
All demographic data for Gerald, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Gerald, Missouri?
Gerald, Missouri has a population of 1,368 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Gerald, MO?
The median household income in Gerald is $61,458, which is 24% lower than the national median of $80,734.
What is the poverty rate in Gerald, MO?
The poverty rate in Gerald is 14.5%. This means approximately 195 residents live below the federal poverty line.
What is the racial makeup of Gerald, Missouri?
Gerald's population is 75.0% White, 0.3% Black, 4.5% Hispanic/Latino, and 2.1% Asian.
What is the median home value in Gerald, MO?
The median home value in Gerald is $150,800. The home-value-to-income ratio is 2.5x.
How educated is Gerald, Missouri?
16.2% of adults (25+) in Gerald hold a bachelor's degree or higher, and 4.5% hold a graduate or professional degree.