Lake Ozark city, Missouri Demographics & Population 2026

Name: Lake Ozark city, Missouri Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Lake Ozark city, Missouri has a total population of 2,451, the 243rd largest city in Missouri, with a median household income of $80,476, which is 17% higher than the state average. The poverty rate is 15.8%.

Key Takeaways

40.9% of adults hold a bachelor's degree or higher — top 10% in Missouri.

Lake Ozark city Quick Facts

Population 2,451

Median Household Income $80,476

Median Home Value $308,700

Poverty Rate 15.8%

Unemployment Rate 4.9%

Median Age 48.1 years

Homeownership Rate 68.8%

Affordability Ratio 3.8x

Bachelor's Degree or Higher 40.9%

High School Graduation Rate 91.1%

Diversity Index 17/100

Population 2,451 243rd of 1,062

Median Income $80,476 top 20%

Poverty Rate 15.8% 27% higher national

Median Home Value $308,700 top 10%

How Lake Ozark city Compares

Median Household Income

Lake Ozark city

$80,476

$68,920

National

$78,538

Median Home Value

Lake Ozark city

$308,700

$215,600

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 18.4%

$25K-$50K 14.4%

$50K-$100K 28.7%

$100K+ 38.5%

Employment

4.9% Unemployment Rate State: 4.1% | National: 5.2%

61.4% Labor Force Participation

Housing Overview

Owner 68.8%

Renter 31.2%

Affordability Index Affordable

3.8x home value to income ratio

People & Demographics

Age Distribution

Under 18

17.5%

18-34

22.4%

35-54

18.9%

55-74

34.4%

75+

6.7%

Race & Ethnicity

Diversity Index

Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 39 | National average: 60

Education

Educational Attainment (Adults 25+)

Lake Ozark city Rankings in Missouri

#243 Population of 1,062

#171 Median Income of 1,062

#93 Education of 1,062

#62 Home Value of 1,062

Explore Missouri Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Lake Ozark city

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Terre du Lac CDP	2,460	$93,115	$186,400	29.1%	11.5%
Oronogo city	2,685	$81,111	$186,300	28.8%	7.9%
Lathrop city	2,646	$76,468	$156,500	17.1%	17.5%
Plattsburg city	2,437	$64,856	$182,500	27.8%	13.6%
Green Park city	2,688	$75,833	$215,100	37.8%	5.7%

Population Overview

Lake Ozark city is a small community located in Missouri. The total population is 2,451. It ranks as the 243rd most populous out of 1,062 cities and towns in Missouri.

Age Demographics

The median age in Lake Ozark city is 48.1 years. This is 24% higher than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Lake Ozark city is $80,476. This is 17% higher than the state median of $68,920. Compared to the national median of $78,538, household income here is 2% higher. The poverty rate stands at 15.8%. This is 25% higher than the state poverty rate of 12.6%. The unemployment rate is 4.9%. This is 18% higher than the state rate of 4.1%. The median home value is $308,700. Housing costs are 43% higher than the state median of $215,600. The home-value-to-income ratio is 3.8x. 68.8% of occupied housing units are owner-occupied. This homeownership rate is 1% higher than the state average of 67.9%.

Race & Ethnicity

Lake Ozark city has a predominantly White (non-Hispanic) population, comprising 90.7% of all residents. Black or African American residents account for 6.1%. The Hispanic or Latino population (0.9%) is well below the state average of 5.1%.

Education

40.9% of residents aged 25 and older hold a bachelor's degree or higher. This places Lake Ozark city in the top 10% of all cities in the state for educational attainment. This is 28% higher than the state rate of 31.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.1%.

Data Sources & Methodology

All demographic data for Lake Ozark city, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Lake Ozark city, Missouri?

Lake Ozark city, Missouri has a population of 2,451 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lake Ozark city, MO?

The median household income in Lake Ozark city is $80,476, which is 2% higher the national median of $78,538.

What is the poverty rate in Lake Ozark city, MO?

The poverty rate in Lake Ozark city is 15.8%. This means approximately 381 residents live below the federal poverty line.

What is the racial makeup of Lake Ozark city, Missouri?

Lake Ozark city's population is 90.7% White, 6.1% Black, 0.9% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Lake Ozark city, MO?

The median home value in Lake Ozark city is $308,700. The home-value-to-income ratio is 3.8x.

How educated is Lake Ozark city, Missouri?

40.9% of adults (25+) in Lake Ozark city hold a bachelor's degree or higher, and 11.6% hold a graduate or professional degree.