Cut Bank city, Montana Demographics & Population 2026

Name: Cut Bank city, Montana Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Cut Bank city, Montana has a total population of 3,040, the 36th largest city in Montana, with a median household income of $55,848, which is 20% lower than the state average. The poverty rate is 22.3%.

Key Takeaways

Near full employment with an unemployment rate of just 2.1%.

Cut Bank city Quick Facts

Population 3,040

Median Household Income $55,848

Median Home Value $161,400

Poverty Rate 22.3%

Unemployment Rate 2.1%

Median Age 40.2 years

Homeownership Rate 72.8%

Affordability Ratio 2.9x

Bachelor's Degree or Higher 19.2%

High School Graduation Rate 92.6%

Diversity Index 40/100

Population 3,040 36th of 470

Median Income $55,848 average

Poverty Rate 22.3% 79% higher national

Median Home Value $161,400 bottom 30%

How Cut Bank city Compares

Median Household Income

Cut Bank city

$55,848

$69,922

National

$78,538

Median Home Value

Cut Bank city

$161,400

$338,100

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 22.8%

$25K-$50K 22.9%

$50K-$100K 27.0%

$100K+ 27.3%

Employment

2.1% Unemployment Rate State: 3.8% | National: 5.2%

50.0% Labor Force Participation

Housing Overview

Owner 72.8%

Renter 27.2%

Affordability Index Very Affordable

2.9x home value to income ratio

People & Demographics

Age Distribution

Under 18

28.8%

18-34

14.6%

35-54

25.9%

55-74

23.4%

75+

7.3%

Race & Ethnicity

Diversity Index

Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 28 | National average: 60

Education

Educational Attainment (Adults 25+)

Cut Bank city Rankings in Montana

#36 Population of 470

#199 Median Income of 470

#256 Education of 470

#241 Home Value of 470

Explore Montana Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Cut Bank city

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Deer Lodge city	3,035	$53,676	$196,400	21.9%	8.1%
Shelby city	3,129	$53,357	$206,000	19.4%	11.3%
North Browning CDP	2,894	$40,813	$131,300	17.1%	32.7%
Libby city	2,948	$39,261	$218,500	17.2%	26.1%
Glasgow city	3,194	$76,985	$206,000	19.6%	13.3%

Population Overview

Cut Bank city is a small community located in Montana. The total population is 3,040. It ranks as the 36th most populous out of 470 cities and towns in Montana.

Age Demographics

The median age in Cut Bank city is 40.2 years. This is about average than the state median of 40.2 years. With 28.8% of the population under 18, Cut Bank city has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Cut Bank city is $55,848. This is 20% lower than the state median of $69,922. Compared to the national median of $78,538, household income here is 29% lower. The poverty rate stands at 22.3%. This is 85% higher than the state poverty rate of 12.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 2.1%. This is 43% lower than the state rate of 3.8%. The median home value is $161,400. Housing costs are 52% lower than the state median of $338,100. With a home-value-to-income ratio of just 2.9x, Cut Bank city is one of the most affordable housing markets in the area. 72.8% of occupied housing units are owner-occupied. This homeownership rate is 5% higher than the state average of 69.4%.

Race & Ethnicity

The largest racial or ethnic group in Cut Bank city is White (non-Hispanic), making up 69.9% of the population. Hispanic or Latino residents account for 1.8%. The Hispanic or Latino population (1.8%) is well below the state average of 4.4%.

Education

19.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 44% lower than the state rate of 34.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.6%.

Data Sources & Methodology

All demographic data for Cut Bank city, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 470 Census-designated places in Montana. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Cut Bank city, Montana?

Cut Bank city, Montana has a population of 3,040 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cut Bank city, MT?

The median household income in Cut Bank city is $55,848, which is 29% lower the national median of $78,538.

What is the poverty rate in Cut Bank city, MT?

The poverty rate in Cut Bank city is 22.3%. This means approximately 664 residents live below the federal poverty line.

What is the racial makeup of Cut Bank city, Montana?

Cut Bank city's population is 69.9% White, 0.0% Black, 1.8% Hispanic/Latino, and 0.5% Asian.

What is the median home value in Cut Bank city, MT?

The median home value in Cut Bank city is $161,400. The home-value-to-income ratio is 2.9x.

How educated is Cut Bank city, Montana?

19.2% of adults (25+) in Cut Bank city hold a bachelor's degree or higher, and 11.8% hold a graduate or professional degree.