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Cut Bank, Montana Demographics & Population 2026

During the 2020–2024 ACS period, Cut Bank, Montana had a total population of 3,028, the 39th largest city in Montana, with a median household income of $49,432, which is 32% lower than the state average. The poverty rate is 18.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cut Bank Quick Facts

Population 3,028
Median Household Income $49,432
Median Home Value $164,100
Poverty Rate 18.9%
Unemployment Rate 3.5%
Median Age 37.6 years
Homeownership Rate 67.3%
Affordability Ratio 3.3x
Bachelor's Degree or Higher 16.6%
High School Graduation Rate 91.4%
Diversity Index 51/100
Population 3,028 39th of 475
Median Income $49,432 bottom 30%
Poverty Rate 18.9% 52% higher than national
Median Home Value $164,100 bottom 30%

How Cut Bank Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,0403,028-0.4%
Median household income$55,848$49,432-11.5%
Median home value$161,400$164,100+1.7%

How Cut Bank Compares

Economy & Housing

Household Income Distribution

Under $25K 21.2%
$25K-$50K 29.1%
$50K-$100K 25.4%
$100K+ 24.4%
Detailed income brackets
Under $10K
6.2%
$10K-$15K
3.2%
$15K-$20K
9.5%
$20K-$25K
2.3%
$25K-$30K
6.3%
$30K-$35K
6.8%
$35K-$40K
2.1%
$40K-$45K
10.0%
$45K-$50K
3.8%
$50K-$60K
5.7%
$60K-$75K
9.1%
$75K-$100K
10.6%
$100K-$125K
15.3%
$125K-$150K
4.4%
$150K-$200K
4.2%
$200K+
0.5%

Employment

3.5% Unemployment Rate State: 3.6%|National: 5.2%
55.2% Labor Force Participation

Housing Overview

Owner 67.3%
Renter 32.7%
Affordability Index Affordable
3.3x home value to income ratio
Median gross rent $988/mo 24.0% of median household income annually

People & Demographics

Diversity Index

51out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 29 | National average: 61

Education

Cut Bank Rankings in Montana

#39 Population of 475
#260 Median Income of 341
#292 Education of 473
#248 Home Value of 320

Other Cities in Glacier County

CityPopulationMedian IncomePovertyHome Value
North Browning 3,144 $37,155 43.3% $187,500
South Browning 1,538 N/A 42.2% $73,000
Browning 943 $34,250 46.4% $151,800
Glacier Colony 404 N/A 58.2% N/A
East Glacier Park Village 271 $53,182 9.0% $194,300
Starr School 235 $72,596 33.6% $162,500
Babb 223 N/A 15.7% $187,500
St. Mary 193 N/A 61.9% N/A
Little Browning 102 $26,563 21.6% N/A
Blackfoot 85 N/A 0.0% N/A

Cities Similar to Cut Bank

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Deer Lodge3,021$60,302$247,60023.8%7.2%
Shelby3,216$58,413$232,70019.5%13.8%
Conrad2,618$47,857$188,90023.4%17.6%
North Browning3,144$37,155$187,50012.3%43.3%
Wolf Point2,602$52,868$118,60011.9%23.3%

Population Overview

Cut Bank is a small community located in Montana, within Glacier County. The total population is 3,028. It ranks as the 39th most populous out of 475 Census-designated places in Montana.

Age Demographics

The median age in Cut Bank is 37.6 years. This is 7% lower than the state median of 40.4 years. With 31.8% of the population under 18, Cut Bank has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Cut Bank is $49,432. This is 32% lower than the state median of $72,509. It is also 39% lower than the national median of $80,734. The poverty rate stands at 18.9%. This is 64% higher than the state poverty rate of 11.5%. The unemployment rate is 3.5%. This is 4% lower than the state rate of 3.6%. The median home value is $164,100. Housing costs are 56% lower than the state median of $375,800. The home-value-to-income ratio is 3.3x. 67.3% of occupied housing units are owner-occupied. This homeownership rate is 3% lower than the state average of 69.2%.

Race & Ethnicity

The largest racial or ethnic group in Cut Bank is White (non-Hispanic), making up 66.3% of the population. Hispanic or Latino residents account for 3.0%. The Asian population (0.3%) is well below the state average of 0.8%.

Education

16.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 53% lower than the state rate of 35.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.4%.

Data Sources & Methodology

All demographic data for Cut Bank, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 475 Census-designated places in Montana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cut Bank, Montana?

Cut Bank, Montana has a population of 3,028 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cut Bank, MT?

The median household income in Cut Bank is $49,432, which is 39% lower than the national median of $80,734.

What is the poverty rate in Cut Bank, MT?

The poverty rate in Cut Bank is 18.9%. This means approximately 554 residents live below the federal poverty line.

What is the racial makeup of Cut Bank, Montana?

Cut Bank's population is 66.3% White, 0.0% Black, 3.0% Hispanic/Latino, and 0.3% Asian.

What is the median home value in Cut Bank, MT?

The median home value in Cut Bank is $164,100. The home-value-to-income ratio is 3.3x.

How educated is Cut Bank, Montana?

16.6% of adults (25+) in Cut Bank hold a bachelor's degree or higher, and 9.3% hold a graduate or professional degree.