Finley Point CDP, Montana Demographics & Population 2026

Population Overview

Finley Point CDP is a small community located in Montana. The total population is 436. It ranks as the 165th most populous out of 470 cities and towns in Montana.

Age Demographics

The median age in Finley Point CDP is 61.9 years. This is 54% higher than the state median of 40.2 years. Only 4.4% of residents are under 18, indicating fewer families with children. 10.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Finley Point CDP is $34,519. This is 51% lower than the state median of $69,922. Compared to the national median of $78,538, household income here is 56% lower. The poverty rate stands at 14.2%. This is 18% higher than the state poverty rate of 12.0%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 3.8%. The median home value is $428,700. Housing costs are 27% higher than the state median of $338,100. The home-value-to-income ratio of 12.4x suggests that housing affordability is a significant concern for many residents. 76.9% of occupied housing units are owner-occupied. This homeownership rate is 11% higher than the state average of 69.4%.

Race & Ethnicity

The largest racial or ethnic group in Finley Point CDP is White (non-Hispanic), making up 82.1% of the population. Black or African American residents account for 1.8%. The Black or African American population is significantly higher than the state average (1.8% vs 0.5%).

Education

29.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 14% lower than the state rate of 34.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.0%. Notably, 15.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Finley Point CDP, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 470 Census-designated places in Montana. For official data, visit data.census.gov.