Terry town, Montana Demographics & Population 2026

Population Overview

Terry town is a small community located in Montana. The total population is 430. It ranks as the 169th most populous out of 470 cities and towns in Montana.

Age Demographics

The median age in Terry town is 66.1 years. This is 64% higher than the state median of 40.2 years. Only 8.4% of residents are under 18, indicating fewer families with children. 20.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Terry town is $36,154. This is 48% lower than the state median of $69,922. Compared to the national median of $78,538, household income here is 54% lower. The poverty rate stands at 32.7%. This is 171% higher than the state poverty rate of 12.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 3.6%. This is 4% lower than the state rate of 3.8%. The median home value is $104,300. Housing costs are 69% lower than the state median of $338,100. With a home-value-to-income ratio of just 2.9x, Terry town is one of the most affordable housing markets in the area. 94.9% of occupied housing units are owner-occupied. This homeownership rate is 37% higher than the state average of 69.4%.

Race & Ethnicity

Terry town has a predominantly White (non-Hispanic) population, comprising 97.2% of all residents. Asian residents account for 2.6%. The Asian population is significantly higher than the state average (2.6% vs 0.8%).

Education

32.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 7% lower than the state rate of 34.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.1%. Notably, 18.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Terry town, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 470 Census-designated places in Montana. For official data, visit data.census.gov.