Finley Point, Montana Demographics & Population 2026

A note before these figures: with a population of 479, Finley Point's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Finley Point is a small community located in Montana, within Lake County. The total population is 479. It ranks as the 159th most populous out of 475 Census-designated places in Montana.

Age Demographics

The median age in Finley Point is 64.6 years. This is 60% higher than the state median of 40.4 years. Only 4.8% of residents are under 18, indicating fewer families with children. 11.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Finley Point is $65,972. This is 9% lower than the state median of $72,509. It is also 18% lower than the national median of $80,734. The poverty rate stands at 18.8%. This is 63% higher than the state poverty rate of 11.5%. The survey records no unemployed residents in Finley Point, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $555,100. Housing costs are 48% higher than the state median of $375,800. The home-value-to-income ratio of 8.4x suggests that housing affordability is a significant concern for many residents. 79.9% of occupied housing units are owner-occupied. This homeownership rate is 16% higher than the state average of 69.2%.

Race & Ethnicity

Finley Point has a predominantly White (non-Hispanic) population, comprising 87.1% of all residents. Black or African American residents account for 2.1%. The Black or African American population is significantly higher than the state average (2.1% vs 0.4%). The Hispanic or Latino population (0.8%) is well below the state average of 4.6%.

Education

43.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 24% higher than the state rate of 35.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.9%. Notably, 25.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Finley Point, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 475 Census-designated places in Montana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.