Troy, Montana Demographics & Population 2026
During the 2020–2024 ACS period, Troy, Montana had a total population of 871, the 109th largest city in Montana, with a median household income of $32,250, which is 56% lower than the state average. The poverty rate is 39.8%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 56% below the state average, indicating significant economic challenges.
- More than 1 in 4 residents live below the poverty line (39.8%), well above the national average of 12.4%.
- Only 6.0% of adults have a bachelor's degree, well below the national average of 35.7%.
- Housing affordability is a challenge — homes cost 8.0x the median household income.
- Near full employment with an unemployment rate of just 2.4%.
Troy Quick Facts
How Troy Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 906 | 871 | -3.9% |
| Median household income | $36,641 | $32,250 | -12.0% |
| Median home value | $182,100 | $257,600 | +41.5% |
How Troy Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 29 | National average: 61
Education
Educational Attainment (Adults 25+)
Troy Rankings in Montana
Explore Montana Rankings
Other Cities in Lincoln County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Libby | 3,042 | $34,143 | 24.0% | $257,400 |
| Eureka | 1,840 | $38,750 | 31.3% | $172,000 |
| White Haven | 978 | $41,154 | 25.2% | $205,300 |
| Pioneer Junction | 798 | $59,107 | 2.5% | $321,600 |
| Trego | 692 | $108,750 | 3.9% | $328,800 |
| West Kootenai | 494 | $93,869 | 0.0% | $270,000 |
| Fortine | 351 | $66,402 | 18.8% | $325,900 |
| Yaak | 293 | $60,000 | 19.6% | $380,800 |
| Bull Lake | 247 | N/A | 0.0% | $592,100 |
| Happys Inn | 229 | $40,221 | 18.3% | $435,000 |
Cities Similar to Troy
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Browning | 943 | $34,250 | $151,800 | 14.9% | 46.4% |
| Havre North | 890 | $44,554 | $165,400 | 3.7% | 40.2% |
| Philipsburg | 754 | $29,773 | $307,600 | 39.9% | 16.4% |
| Muddy | 724 | N/A | $163,800 | 6.2% | 52.3% |
| Superior | 896 | $45,250 | $310,000 | 17.8% | 15.5% |
A note before these figures: with a population of 871, Troy's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
Troy is a small community located in Montana, within Lincoln County. The total population is 871. It ranks as the 109th most populous out of 475 Census-designated places in Montana.
Age Demographics
The median age in Troy is 34.3 years. This is 15% lower than the state median of 40.4 years. With 37.9% of the population under 18, Troy has a notably young demographic profile, suggesting a family-oriented community. 11.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Troy is $32,250. This is 56% lower than the state median of $72,509. It is also 60% lower than the national median of $80,734. The poverty rate stands at 39.8%. This is 246% higher than the state poverty rate of 11.5%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 2.4%. This is 33% lower than the state rate of 3.6%. The median home value is $257,600. Housing costs are 31% lower than the state median of $375,800. The home-value-to-income ratio of 8.0x suggests that housing affordability is a significant concern for many residents. 72.7% of occupied housing units are owner-occupied. This homeownership rate is 5% higher than the state average of 69.2%.
Race & Ethnicity
Troy has a predominantly White (non-Hispanic) population, comprising 96.0% of all residents.
Education
6.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 83% lower than the state rate of 35.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.7%.
Data Sources & Methodology
All demographic data for Troy, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 475 Census-designated places in Montana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Troy, Montana?
Troy, Montana has a population of 871 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Troy, MT?
The median household income in Troy is $32,250, which is 60% lower than the national median of $80,734.
What is the poverty rate in Troy, MT?
The poverty rate in Troy is 39.8%. This means approximately 346 residents live below the federal poverty line.
What is the racial makeup of Troy, Montana?
Troy's population is 96.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Troy, MT?
The median home value in Troy is $257,600. The home-value-to-income ratio is 8.0x.
How educated is Troy, Montana?
6.0% of adults (25+) in Troy hold a bachelor's degree or higher, and 1.0% hold a graduate or professional degree.