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Albany city, New York Demographics & Population 2026

As of 2026, Albany city, New York has a total population of 100,081, the 6th largest city in New York, with a median household income of $59,485, which is 30% lower than the state average. The poverty rate is 23.4%.

Key Takeaways

Albany city Quick Facts

Population 100,081
Median Household Income $59,485
Median Home Value $223,000
Poverty Rate 23.4%
Unemployment Rate 8.3%
Median Age 31.9 years
Homeownership Rate 37.9%
Affordability Ratio 3.7x
Bachelor's Degree or Higher 44.9%
High School Graduation Rate 89.6%
Diversity Index 66/100
Population 100,081 6th of 1,287
Median Income $59,485 bottom 30%
Poverty Rate 23.4% 88% higher national
Median Home Value $223,000 average

How Albany city Compares

Economy & Housing

Employment

8.3% Unemployment Rate State: 6.2% | National: 5.2%
63.6% Labor Force Participation

Housing Overview

Owner 37.9%
Renter 62.1%
Affordability Index Affordable
3.7x home value to income ratio

People & Demographics

Diversity Index

66out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 65 | National average: 60

Education

Albany city Rankings in New York

#6 Population of 1,287
#950 Median Income of 1,287
#407 Education of 1,287
#628 Home Value of 1,287

Other Cities in Albany County

CityPopulationMedian IncomePovertyHome Value
Cohoes city 18,043 $62,111 25.3% $209,400
Watervliet city 10,285 $55,897 19.9% $176,200

Cities Similar to Albany city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cheektowaga CDP76,251$66,293$169,20028.2%9.6%
Schenectady city68,521$56,398$152,00023.6%23.2%
Mount Vernon city72,528$77,171$449,60035.0%13.6%
New Rochelle city81,591$103,813$667,30049.1%10.6%
Syracuse city146,211$45,845$125,10030.5%29.6%

Population Overview

Albany city is a major urban center located in New York, within Albany County. The total population is 100,081. It ranks as the 6th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Albany city is 31.9 years. This is 19% lower than the state median of 39.6 years. Only 14.7% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Albany city is $59,485. This is 30% lower than the state median of $84,578. Compared to the national median of $78,538, household income here is 24% lower. The poverty rate stands at 23.4%. This is 70% higher than the state poverty rate of 13.7%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 8.3%. This is 33% higher than the state rate of 6.2%. The median home value is $223,000. Housing costs are 45% lower than the state median of $403,000. The home-value-to-income ratio is 3.7x. 37.9% of occupied housing units are owner-occupied. This homeownership rate is 30% lower than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Albany city is White (non-Hispanic), making up 50.5% of the population. Black or African American residents account for 24.8%. The Black or African American population is significantly higher than the state average (24.8% vs 13.6%).

Education

44.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 13% higher than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.6%. Notably, 20.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Albany city, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.

Free data download: Get all New York city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Albany city, New York?

Albany city, New York has a population of 100,081 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Albany city, NY?

The median household income in Albany city is $59,485, which is 24% lower the national median of $78,538.

What is the poverty rate in Albany city, NY?

The poverty rate in Albany city is 23.4%. This means approximately 21,137 residents live below the federal poverty line.

What is the racial makeup of Albany city, New York?

Albany city's population is 50.5% White, 24.8% Black, 10.7% Hispanic/Latino, and 7.8% Asian.

What is the median home value in Albany city, NY?

The median home value in Albany city is $223,000. The home-value-to-income ratio is 3.7x.

How educated is Albany city, New York?

44.9% of adults (25+) in Albany city hold a bachelor's degree or higher, and 20.8% hold a graduate or professional degree.