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Albany County, New York Demographics 2026

Albany County, New York has a population of 315,374, the 14th most populous county in New York. The median household income is $83,149 and the median home value is $277,400. The poverty rate is 12.9%.

Albany County Quick Facts

Population 315,374
Median Household Income $83,149
Median Home Value $277,400
Poverty Rate 12.9%
Unemployment Rate 5.2%
Median Age 38.3 years
Homeownership Rate 56.7%
Affordability Ratio 3.3x
Bachelor's Degree+ 45.1%
High School Graduation 93.2%
Cities/Places 3
Population 315,374 14th of 62
Median Income $83,149 2% lower state
Poverty Rate 12.9%
Unemployment 5.2%

Economy & Housing

Employment

5.2% Unemployment Rate State: 6.2% | National: 5.2%
64.1% Labor Force Participation

Housing Overview

Owner 56.7%
Renter 43.3%
Affordability Index Affordable
3.3x home value to income ratio

People & Demographics

Diversity Index

50out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 60

Education

Cities & Places in Albany County

CityPopulationMedian IncomePovertyHome Value
Albany city100,081$59,48523.4%$223,000
Cohoes city18,043$62,11125.3%$209,400
Watervliet city10,285$55,89719.9%$176,200

Population Overview

Albany County is located in New York with a total population of 315,374. It is the 14th most populous county out of 62 in New York. The county encompasses 3 Census-designated places.

Age Demographics

The median age in Albany County is 38.3 years. This is 3% lower than the state median of 39.6 years.

Economy, Income & Housing

The median household income in Albany County is $83,149. This is 2% lower than the state median of $84,578. Compared to the national median of $78,538, household income here is 6% higher. The poverty rate stands at 12.9%. This is 6% lower than the state poverty rate of 13.7%. The unemployment rate is 5.2%. This is 16% lower than the state rate of 6.2%. The median home value is $277,400. Housing costs are 31% lower than the state median of $403,000. The home-value-to-income ratio is 3.3x. 56.7% of occupied housing units are owner-occupied. This homeownership rate is 4% higher than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Albany County is White (non-Hispanic), making up 69.0% of the population. Black or African American residents account for 11.4%. The Hispanic or Latino population (7.0%) is well below the state average of 19.6%.

Education

45.1% of residents aged 25 and older hold a bachelor's degree or higher. This places Albany County in the top 10% of all cities in the state for educational attainment. This is 14% higher than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.2%. Notably, 21.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Frequently Asked Questions

What is the population of Albany County, New York?

Albany County has a population of 315,374, making it the 14th most populous county in New York.

What is the median income in Albany County?

The median household income in Albany County is $83,149 with a poverty rate of 12.9%.

How many cities are in Albany County, New York?

Albany County contains 3 Census-designated places.