Cold Spring Harbor, New York Demographics & Population 2026
During the 2020–2024 ACS period, Cold Spring Harbor, New York had a total population of 3,220, the 471st largest community in New York, with a median household income of $250,000+, which is 191% higher than the state average. The poverty rate is 1.5%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 191% above the state average — one of the wealthiest communities in New York.
- An exceptionally low poverty rate of 1.5% — among the lowest in New York.
- 76.7% of adults hold a bachelor's degree or higher — top 10% in New York.
- Near full employment with an unemployment rate of just 1.5%.
Cold Spring Harbor Quick Facts
How Cold Spring Harbor Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 3,123 | 3,220 | +3.1% |
| Median household income | $250,000+ | $250,000+ | +0.0% |
| Median home value | $1,466,800 | $1,587,900 | +8.3% |
How Cold Spring Harbor Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 65 | National average: 61
Education
Educational Attainment (Adults 25+)
Cold Spring Harbor Rankings in New York
Explore New York Rankings
Other Cities in Suffolk County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| West Babylon | 43,570 | $129,519 | 5.9% | $531,900 |
| Coram | 39,539 | $105,220 | 7.5% | $452,100 |
| Central Islip | 38,373 | $113,707 | 9.2% | $436,400 |
| Commack | 36,558 | $169,792 | 4.2% | $678,200 |
| Huntington Station | 32,601 | $135,477 | 7.2% | $578,000 |
| Centereach | 31,839 | $132,240 | 5.3% | $514,800 |
| Bay Shore | 31,683 | $105,618 | 10.2% | $492,200 |
| Shirley | 28,375 | $112,788 | 6.5% | $424,900 |
| Deer Park | 27,990 | $137,105 | 3.4% | $543,500 |
| Lindenhurst | 27,142 | $130,128 | 5.7% | $521,500 |
Cities Similar to Cold Spring Harbor
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Chappaqua | 3,046 | $241,432 | $781,100 | 79.8% | 1.1% |
| Brightwaters | 3,179 | $218,000 | $768,600 | 62.6% | 0.2% |
| Muttontown | 3,505 | $250,000+ | $1,914,800 | 81.0% | 4.0% |
| Great Neck Estates | 3,023 | $237,788 | $1,638,700 | 73.1% | 5.7% |
| Brookville | 2,941 | $250,000+ | $2,000,000+ | 79.0% | 4.5% |
Population Overview
Cold Spring Harbor is a small community located in New York, within Suffolk County. The total population is 3,220. It ranks as the 471st most populous out of 1,289 Census-designated places in New York.
Age Demographics
The median age in Cold Spring Harbor is 40.4 years. This is 2% higher than the state median of 39.8 years.
Economy, Income & Housing
The median household income in Cold Spring Harbor is $250,000+. This is 191% higher than the state median of $85,974. It is also 210% higher than the national median of $80,734. The poverty rate stands at 1.5%. This is 89% lower than the state poverty rate of 14.0%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.5%. This is 77% lower than the state rate of 6.4%. The median home value is $1,587,900. Housing costs are 275% higher than the state median of $423,800. The home-value-to-income ratio of 6.4x suggests that housing affordability is a significant concern for many residents. 93.5% of occupied housing units are owner-occupied. This homeownership rate is 72% higher than the state average of 54.4%.
Race & Ethnicity
Cold Spring Harbor has a predominantly White (non-Hispanic) population, comprising 88.4% of all residents. Asian residents account for 4.3%. The White (non-Hispanic) population is significantly higher than the state average (88.4% vs 52.8%). The Black or African American population (0.4%) is well below the state average of 13.4%. The Hispanic or Latino population (1.9%) is well below the state average of 19.8%. The Asian population (4.3%) is well below the state average of 9.0%.
Education
76.7% of residents aged 25 and older hold a bachelor's degree or higher. This places Cold Spring Harbor in the top 10% of all cities in the state for educational attainment. This is 91% higher than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.7%. Notably, 34.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Cold Spring Harbor, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Cold Spring Harbor, New York?
Cold Spring Harbor, New York has a population of 3,220 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Cold Spring Harbor, NY?
The median household income in Cold Spring Harbor is $250,000+, which is 210% higher than the national median of $80,734.
What is the poverty rate in Cold Spring Harbor, NY?
The poverty rate in Cold Spring Harbor is 1.5%. This means approximately 47 residents live below the federal poverty line.
What is the racial makeup of Cold Spring Harbor, New York?
Cold Spring Harbor's population is 88.4% White, 0.4% Black, 1.9% Hispanic/Latino, and 4.3% Asian.
What is the median home value in Cold Spring Harbor, NY?
The median home value in Cold Spring Harbor is $1,587,900. The home-value-to-income ratio is 6.4x.
How educated is Cold Spring Harbor, New York?
76.7% of adults (25+) in Cold Spring Harbor hold a bachelor's degree or higher, and 34.7% hold a graduate or professional degree.