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Cold Spring Harbor, New York Demographics & Population 2026

During the 2020–2024 ACS period, Cold Spring Harbor, New York had a total population of 3,220, the 471st largest community in New York, with a median household income of $250,000+, which is 191% higher than the state average. The poverty rate is 1.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cold Spring Harbor Quick Facts

Population 3,220
Median Household Income $250,000+
Median Home Value $1,587,900
Poverty Rate 1.5%
Unemployment Rate 1.5%
Median Age 40.4 years
Homeownership Rate 93.5%
Affordability Ratio 6.4x
Bachelor's Degree or Higher 76.7%
High School Graduation Rate 97.7%
Diversity Index 22/100
Population 3,220 471st of 1,289
Median Income $250,000+ top 10%
Poverty Rate 1.5% 88% lower than national
Median Home Value $1,587,900 top 10%

How Cold Spring Harbor Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,1233,220+3.1%
Median household income$250,000+$250,000++0.0%
Median home value$1,466,800$1,587,900+8.3%

How Cold Spring Harbor Compares

Economy & Housing

Household Income Distribution

Under $25K 2.8%
$25K-$50K 3.7%
$50K-$100K 9.5%
$100K+ 84.0%
Detailed income brackets
Under $10K
0.5%
$10K-$15K
1.7%
$15K-$20K
0.7%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
0.9%
$35K-$40K
0.8%
$40K-$45K
0.6%
$45K-$50K
1.5%
$50K-$60K
1.3%
$60K-$75K
3.7%
$75K-$100K
4.6%
$100K-$125K
2.6%
$125K-$150K
4.7%
$150K-$200K
14.1%
$200K+
62.6%

Employment

1.5% Unemployment Rate State: 6.4%|National: 5.2%
68.1% Labor Force Participation

Housing Overview

Owner 93.5%
Renter 6.5%
Affordability Index Expensive
6.4x home value to income ratio

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Cold Spring Harbor Rankings in New York

#471 Population of 1,289
#1 Median Income of 1,219
#59 Education of 1,288
#43 Home Value of 1,232

Other Cities in Suffolk County

CityPopulationMedian IncomePovertyHome Value
West Babylon 43,570 $129,519 5.9% $531,900
Coram 39,539 $105,220 7.5% $452,100
Central Islip 38,373 $113,707 9.2% $436,400
Commack 36,558 $169,792 4.2% $678,200
Huntington Station 32,601 $135,477 7.2% $578,000
Centereach 31,839 $132,240 5.3% $514,800
Bay Shore 31,683 $105,618 10.2% $492,200
Shirley 28,375 $112,788 6.5% $424,900
Deer Park 27,990 $137,105 3.4% $543,500
Lindenhurst 27,142 $130,128 5.7% $521,500

Cities Similar to Cold Spring Harbor

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Chappaqua3,046$241,432$781,10079.8%1.1%
Brightwaters3,179$218,000$768,60062.6%0.2%
Muttontown3,505$250,000+$1,914,80081.0%4.0%
Great Neck Estates3,023$237,788$1,638,70073.1%5.7%
Brookville2,941$250,000+$2,000,000+79.0%4.5%

Population Overview

Cold Spring Harbor is a small community located in New York, within Suffolk County. The total population is 3,220. It ranks as the 471st most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Cold Spring Harbor is 40.4 years. This is 2% higher than the state median of 39.8 years.

Economy, Income & Housing

The median household income in Cold Spring Harbor is $250,000+. This is 191% higher than the state median of $85,974. It is also 210% higher than the national median of $80,734. The poverty rate stands at 1.5%. This is 89% lower than the state poverty rate of 14.0%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.5%. This is 77% lower than the state rate of 6.4%. The median home value is $1,587,900. Housing costs are 275% higher than the state median of $423,800. The home-value-to-income ratio of 6.4x suggests that housing affordability is a significant concern for many residents. 93.5% of occupied housing units are owner-occupied. This homeownership rate is 72% higher than the state average of 54.4%.

Race & Ethnicity

Cold Spring Harbor has a predominantly White (non-Hispanic) population, comprising 88.4% of all residents. Asian residents account for 4.3%. The White (non-Hispanic) population is significantly higher than the state average (88.4% vs 52.8%). The Black or African American population (0.4%) is well below the state average of 13.4%. The Hispanic or Latino population (1.9%) is well below the state average of 19.8%. The Asian population (4.3%) is well below the state average of 9.0%.

Education

76.7% of residents aged 25 and older hold a bachelor's degree or higher. This places Cold Spring Harbor in the top 10% of all cities in the state for educational attainment. This is 91% higher than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.7%. Notably, 34.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cold Spring Harbor, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cold Spring Harbor, New York?

Cold Spring Harbor, New York has a population of 3,220 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cold Spring Harbor, NY?

The median household income in Cold Spring Harbor is $250,000+, which is 210% higher than the national median of $80,734.

What is the poverty rate in Cold Spring Harbor, NY?

The poverty rate in Cold Spring Harbor is 1.5%. This means approximately 47 residents live below the federal poverty line.

What is the racial makeup of Cold Spring Harbor, New York?

Cold Spring Harbor's population is 88.4% White, 0.4% Black, 1.9% Hispanic/Latino, and 4.3% Asian.

What is the median home value in Cold Spring Harbor, NY?

The median home value in Cold Spring Harbor is $1,587,900. The home-value-to-income ratio is 6.4x.

How educated is Cold Spring Harbor, New York?

76.7% of adults (25+) in Cold Spring Harbor hold a bachelor's degree or higher, and 34.7% hold a graduate or professional degree.