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Lloyd Harbor village, New York Demographics & Population 2026

As of 2026, Lloyd Harbor village, New York has a total population of 3,570, the 447th largest city in New York, with a median household income of $242,434, which is 187% higher than the state average. The poverty rate is 3.3%.

Key Takeaways

Lloyd Harbor village Quick Facts

Population 3,570
Median Household Income $242,434
Median Home Value $1,458,800
Poverty Rate 3.3%
Unemployment Rate 0.8%
Median Age 45.6 years
Homeownership Rate 96.0%
Affordability Ratio 6.0x
Bachelor's Degree or Higher 72.3%
High School Graduation Rate 93.2%
Diversity Index 28/100
Population 3,570 447th of 1,287
Median Income $242,434 top 10%
Poverty Rate 3.3% 73% lower national
Median Home Value $1,458,800 top 10%

How Lloyd Harbor village Compares

Economy & Housing

Employment

0.8% Unemployment Rate State: 6.2% | National: 5.2%
56.7% Labor Force Participation

Housing Overview

Owner 96.0%
Renter 3.9%
Affordability Index Expensive
6.0x home value to income ratio

People & Demographics

Diversity Index

28out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 60

Education

Lloyd Harbor village Rankings in New York

#447 Population of 1,287
#34 Median Income of 1,287
#78 Education of 1,287
#44 Home Value of 1,287

Cities Similar to Lloyd Harbor village

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
SUNY Oswego CDP3,565N/AN/A92.7%47.9%
Muttontown village3,496$247,589$1,876,90075.3%2.9%
Setauket CDP3,687$202,339$708,10073.9%6.9%
Cold Spring Harbor CDP3,123$250,001$1,466,80077.7%1.6%
Clifton Knolls-Mill Creek CDP3,601$182,976$371,30057.8%0.0%

Population Overview

Lloyd Harbor village is a small community located in New York. The total population is 3,570. It ranks as the 447th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Lloyd Harbor village is 45.6 years. This is 15% higher than the state median of 39.6 years. 10.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Lloyd Harbor village is $242,434. This is 187% higher than the state median of $84,578. Compared to the national median of $78,538, household income here is 209% higher. The poverty rate stands at 3.3%. This is 76% lower than the state poverty rate of 13.7%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 0.8%. This is 88% lower than the state rate of 6.2%. The median home value is $1,458,800. Housing costs are 262% higher than the state median of $403,000. The home-value-to-income ratio is 6.0x. 96.0% of occupied housing units are owner-occupied. This homeownership rate is 77% higher than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Lloyd Harbor village is White (non-Hispanic), making up 84.2% of the population. Hispanic or Latino residents account for 4.8%. The White (non-Hispanic) population is significantly higher than the state average (84.2% vs 53.4%). The Black or African American population (3.8%) is well below the state average of 13.6%. The Hispanic or Latino population (4.8%) is well below the state average of 19.6%. The Asian population (2.5%) is well below the state average of 8.8%.

Education

72.3% of residents aged 25 and older hold a bachelor's degree or higher. This places Lloyd Harbor village in the top 10% of all cities in the state for educational attainment. This is 83% higher than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.2%. Notably, 45.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Lloyd Harbor village, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Lloyd Harbor village, New York?

Lloyd Harbor village, New York has a population of 3,570 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lloyd Harbor village, NY?

The median household income in Lloyd Harbor village is $242,434, which is 209% higher the national median of $78,538.

What is the poverty rate in Lloyd Harbor village, NY?

The poverty rate in Lloyd Harbor village is 3.3%. This means approximately 119 residents live below the federal poverty line.

What is the racial makeup of Lloyd Harbor village, New York?

Lloyd Harbor village's population is 84.2% White, 3.8% Black, 4.8% Hispanic/Latino, and 2.5% Asian.

What is the median home value in Lloyd Harbor village, NY?

The median home value in Lloyd Harbor village is $1,458,800. The home-value-to-income ratio is 6.0x.

How educated is Lloyd Harbor village, New York?

72.3% of adults (25+) in Lloyd Harbor village hold a bachelor's degree or higher, and 45.1% hold a graduate or professional degree.