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Saratoga Springs, New York Demographics & Population 2026

During the 2020–2024 ACS period, Saratoga Springs, New York had a total population of 28,631, the 49th largest city in New York, with a median household income of $105,944, which is 23% higher than the state average. The poverty rate is 9.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Saratoga Springs Quick Facts

Population 28,631
Median Household Income $105,944
Median Home Value $478,100
Poverty Rate 9.7%
Unemployment Rate 2.5%
Median Age 42.4 years
Homeownership Rate 57.8%
Affordability Ratio 4.5x
Bachelor's Degree or Higher 59.9%
High School Graduation Rate 95.8%
Diversity Index 30/100
Population 28,631 49th of 1,289
Median Income $105,944 above average
Poverty Rate 9.7% 22% lower than national
Median Home Value $478,100 top 30%

How Saratoga Springs Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population28,54228,631+0.3%
Median household income$100,485$105,944+5.4%
Median home value$445,100$478,100+7.4%

How Saratoga Springs Compares

Economy & Housing

Household Income Distribution

Under $25K 13.5%
$25K-$50K 11.7%
$50K-$100K 22.9%
$100K+ 51.9%
Detailed income brackets
Under $10K
4.7%
$10K-$15K
2.8%
$15K-$20K
2.5%
$20K-$25K
3.5%
$25K-$30K
2.3%
$30K-$35K
1.6%
$35K-$40K
3.5%
$40K-$45K
2.4%
$45K-$50K
1.9%
$50K-$60K
4.1%
$60K-$75K
7.0%
$75K-$100K
11.9%
$100K-$125K
12.6%
$125K-$150K
7.5%
$150K-$200K
12.1%
$200K+
19.7%

Employment

2.5% Unemployment Rate State: 6.4%|National: 5.2%
63.0% Labor Force Participation

Housing Overview

Owner 57.8%
Renter 42.2%
Affordability Index Moderate
4.5x home value to income ratio
Median gross rent $1,470/mo 16.7% of median household income annually

People & Demographics

Diversity Index

30out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Saratoga Springs Rankings in New York

#49 Population of 1,289
#421 Median Income of 1,219
#209 Education of 1,288
#355 Home Value of 1,232

Other Cities in Saratoga County

CityPopulationMedian IncomePovertyHome Value
Country Knolls 5,445 $143,036 1.4% $383,700
Mechanicville 5,124 $50,675 18.1% $186,500
Ballston Spa 5,027 $101,667 8.6% $308,200
Milton (Saratoga County) 4,450 $94,982 2.5% $354,700
South Glens Falls 3,737 $58,542 12.4% $212,700
Clifton Knolls-Mill Creek 3,349 $188,750 0.0% $386,200
Corinth 2,592 $76,071 14.0% $188,100
Clifton Gardens 2,420 $57,245 2.6% $316,300
Waterford 2,085 $72,938 10.6% $157,500
Stillwater 1,874 $90,060 8.0% $271,900

Cities Similar to Saratoga Springs

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Shirley28,375$112,788$424,90018.9%6.5%
Ossining26,950$103,573$449,10037.4%8.6%
Glen Cove28,112$92,064$698,90042.2%13.5%
Bay Shore31,683$105,618$492,20030.1%10.2%
Deer Park27,990$137,105$543,50038.4%3.4%

Population Overview

Saratoga Springs is a mid-sized community located in New York, within Saratoga County. The total population is 28,631. It ranks as the 49th most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Saratoga Springs is 42.4 years. This is 7% higher than the state median of 39.8 years. Only 13.9% of residents are under 18, indicating fewer families with children. 10.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Saratoga Springs is $105,944. This is 23% higher than the state median of $85,974. It is also 31% higher than the national median of $80,734. The poverty rate stands at 9.7%. This is 31% lower than the state poverty rate of 14.0%. The unemployment rate is 2.5%. This is 61% lower than the state rate of 6.4%. The median home value is $478,100. Housing costs are 13% higher than the state median of $423,800. The home-value-to-income ratio is 4.5x. 57.8% of occupied housing units are owner-occupied. This homeownership rate is 6% higher than the state average of 54.4%.

Race & Ethnicity

The largest racial or ethnic group in Saratoga Springs is White (non-Hispanic), making up 83.4% of the population. Hispanic or Latino residents account for 5.5%. The White (non-Hispanic) population is significantly higher than the state average (83.4% vs 52.8%). The Black or African American population (2.5%) is well below the state average of 13.4%. The Hispanic or Latino population (5.5%) is well below the state average of 19.8%. The Asian population (3.1%) is well below the state average of 9.0%.

Education

59.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 49% higher than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.8%. Notably, 28.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Saratoga Springs, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Saratoga Springs, New York?

Saratoga Springs, New York has a population of 28,631 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Saratoga Springs, NY?

The median household income in Saratoga Springs is $105,944, which is 31% higher than the national median of $80,734.

What is the poverty rate in Saratoga Springs, NY?

The poverty rate in Saratoga Springs is 9.7%. This means approximately 2,528 residents live below the federal poverty line.

What is the racial makeup of Saratoga Springs, New York?

Saratoga Springs's population is 83.4% White, 2.5% Black, 5.5% Hispanic/Latino, and 3.1% Asian.

What is the median home value in Saratoga Springs, NY?

The median home value in Saratoga Springs is $478,100. The home-value-to-income ratio is 4.5x.

How educated is Saratoga Springs, New York?

59.9% of adults (25+) in Saratoga Springs hold a bachelor's degree or higher, and 28.6% hold a graduate or professional degree.