Troy city, New York Demographics & Population 2026
As of 2026, Troy city, New York has a total population of 51,054, the 16th largest city in New York, with a median household income of $57,688, which is 32% lower than the state average. The poverty rate is 23.8%.
Key Takeaways
- Household income is 32% below the state average, indicating significant economic challenges.
- Unemployment rate of 9.4% is notably above the national average.
Troy city Quick Facts
How Troy city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A diverse community with significant representation from multiple racial and ethnic groups.
State average: 65 | National average: 60
Education
Educational Attainment (Adults 25+)
Troy city Rankings in New York
Explore New York Rankings
Other Cities in Rensselaer County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Rensselaer city | 9,247 | $66,046 | 19.6% | $202,600 |
Cities Similar to Troy city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Niagara Falls city | 48,198 | $48,535 | $104,400 | 22.8% | 23.7% |
| Irondequoit CDP | 50,438 | $76,871 | $169,000 | 40.8% | 8.9% |
| Binghamton city | 47,357 | $44,331 | $117,400 | 30.8% | 32.9% |
| Tonawanda Town CDP | 56,973 | $76,644 | $199,400 | 38.5% | 9.8% |
| West Seneca CDP | 45,329 | $75,465 | $215,000 | 33.2% | 8.3% |
Population Overview
Troy city is a mid-sized community located in New York, within Rensselaer County. The total population is 51,054. It ranks as the 16th most populous out of 1,287 cities and towns in New York.
Age Demographics
The median age in Troy city is 33.0 years. This is 17% lower than the state median of 39.6 years.
Economy, Income & Housing
The median household income in Troy city is $57,688. This is 32% lower than the state median of $84,578. Compared to the national median of $78,538, household income here is 27% lower. The poverty rate stands at 23.8%. This is 74% higher than the state poverty rate of 13.7%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 9.4%. This is 51% higher than the state rate of 6.2%. The median home value is $192,500. Housing costs are 52% lower than the state median of $403,000. The home-value-to-income ratio is 3.3x. 36.8% of occupied housing units are owner-occupied. This homeownership rate is 32% lower than the state average of 54.3%.
Race & Ethnicity
The largest racial or ethnic group in Troy city is White (non-Hispanic), making up 63.2% of the population. Black or African American residents account for 15.6%. The Hispanic or Latino population (9.8%) is well below the state average of 19.6%. The Asian population (4.3%) is well below the state average of 8.8%.
Education
36.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 7% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.1%. Notably, 16.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Troy city, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Troy city, New York?
Troy city, New York has a population of 51,054 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Troy city, NY?
The median household income in Troy city is $57,688, which is 27% lower the national median of $78,538.
What is the poverty rate in Troy city, NY?
The poverty rate in Troy city is 23.8%. This means approximately 11,010 residents live below the federal poverty line.
What is the racial makeup of Troy city, New York?
Troy city's population is 63.2% White, 15.6% Black, 9.8% Hispanic/Latino, and 4.3% Asian.
What is the median home value in Troy city, NY?
The median home value in Troy city is $192,500. The home-value-to-income ratio is 3.3x.
How educated is Troy city, New York?
36.8% of adults (25+) in Troy city hold a bachelor's degree or higher, and 16.1% hold a graduate or professional degree.